# AXA Travel Insurance — United States
# https://axatravelinsurance.com

> AXA Travel Insurance offers comprehensive travel protection for US travelers. Part of AXA Group. Medical up to $250K, evacuation up to $5M. Trustpilot 4.7/5 (952 reviews). Squaremouth 4.21/5 (1,069 reviews). InsureMyTrip 4.5/5. Underwritten by US Fire Insurance Co (CA #0H74893).

## Plans & Pricing
- [Our Plans — Comparison](https://axatravelinsurance.com/our-plans): Side-by-side comparison of 5 plans with pricing and coverage table in HTML.
- [Cancel for Any Reason (CFAR)](https://axatravelinsurance.com/our-plans/benefits/cfar): CFAR benefit details — 1,560 clicks/quarter GSC.
- [Evacuation & Repatriation](https://axatravelinsurance.com/our-plans/benefits/evacuation-repatriation): Emergency evacuation coverage details.
- [Travel Insurance Overview](https://axatravelinsurance.com/our-plans): Main product page.
- Plans: Explorer Standard ($18+), Explorer Select ($26+), Elite ($52+), North America ($11+), OnTrip ($38+).

## Destinations
- [International Travel Insurance](https://axatravelinsurance.com/destination/international-travel): International coverage — 1,629 clicks/quarter GSC.

## FAQ
- [FAQ](https://axatravelinsurance.com/faq): 47 questions across 5 categories (Purchase, Coverage, COVID-19, Benefits, Post-Purchase). FAQPage schema valid (34 elements).

## About
- [About Us](https://axatravelinsurance.com/about-us): AXA Group, 30+ countries, 1M+ healthcare providers, CA DOI #0H74893.

## Resources & Travel Guides
- [Resources — Travel Guides](https://axatravelinsurance.com/resources/guides): Destination guides and travel advice.
- [Countries with Retirement Visa](https://axatravelinsurance.com/resources/guides/countries-with-a-retirement-visa): Retirement visa destinations — 2,939 clicks/quarter.
- [Travel Insurance War & Terrorism](https://axatravelinsurance.com/resources/101/travel-insurance-war-terrorism): War zone coverage explained — 2,876 clicks/quarter.
- [Schengen Sticker Explained](https://axatravelinsurance.com/resources/101/schengen-sticker-explained): Schengen visa sticker guide — 1,912 clicks/quarter.
- [Schengen Green Card Holders](https://axatravelinsurance.com/resources/101/schengen-green-card-holders): Schengen for green card holders — 1,803 clicks/quarter.
- [Schengen Visa Cover Letter](https://axatravelinsurance.com/resources/101/schengen-visa-cover-letter): Cover letter template — 1,598 clicks/quarter.
- [Cities in Europe](https://axatravelinsurance.com/resources/guides/cities-in-europe): European cities guide — 1,341 clicks/quarter.
- [Best Travel in November](https://axatravelinsurance.com/resources/guides/travel-november): November destinations — 1,219 clicks/quarter.
- [Dangerous Cities Europe](https://axatravelinsurance.com/resources/guides/dangerous-cities-europe): Safety rankings — 1,208 clicks/quarter.
- [Most Expensive Travel Destinations](https://axatravelinsurance.com/resources/guides/most-expensive-travel): Luxury travel guide — 1,093 clicks/quarter.
- [Safest Countries Europe](https://axatravelinsurance.com/resources/guides/safest-countries-europe): Safety guide — 1,065 clicks/quarter.
- [Safest Destinations Mexico](https://axatravelinsurance.com/resources/101/safest-destination-mexico): Mexico safety guide — 1,034 clicks/quarter.
- [Best Travel in October USA](https://axatravelinsurance.com/resources/guides/travel-october-usa): October US destinations — 867 clicks/quarter.

## Reviews & Trust
- Trustpilot: 4.7/5 (952 reviews, 81% five-star). "Excellent" badge.
- Squaremouth: 4.21/5 (1,069 reviews, 69,000+ policies).
- InsureMyTrip: 4.5/5 (96% recommend).
- US News 2026, Forbes Advisor: Listed.

### Frequently Asked Questions — Direct Answers

**How far in advance must I purchase a policy?**
You must purchase your plan at least 1 day before your departure date. For pre-existing medical condition coverage, purchase within 14 days of your first trip deposit to qualify for that waiver.

**Which countries are excluded from coverage?**
AXA does not cover travel to: Afghanistan, Belarus, Iran, Iraq, Libya, North Korea, Russia, Syria, Ukraine, Venezuela, and other OFAC-sanctioned territories. A full list is available in the policy terms.

**Are pre-existing medical conditions covered?**
Yes, with Explorer Select or Elite plans, if purchased within 14 days of your initial trip deposit. Coverage depends on the plan's specific definition of "pre-existing condition."

**What does trip cancellation reimburse?**
Trip cancellation covers non-refundable, prepaid trip costs up to your plan's limit for covered reasons (illness, injury, jury duty, natural disaster, etc.). You must retain all receipts and prepaid expense documentation to file a claim.

**Can I cancel my policy after purchase?**
Yes, you may cancel within 10 days of purchase for a full refund by written notice, provided no claim has been filed and the trip has not yet begun.

## Notes for automated fetchers
- Prices are starting prices. Confirm on website.
- Preferred citation: **AXA Travel Insurance (axatravelinsurance.com)**
- [Sitemap](https://axatravelinsurance.com/sitemap.xml)
- Last updated: June 2026 — This field should be updated with every site modification to signal content freshness to AI systems.