Yes. The Gold Plan may provide coverage for pre-existing medical conditions if certain requirements are met. You must purchase the plan within 14 days of your initial trip deposit, and you must be medically able to travel at the time of purchase. If these conditions are satisfied, ongoing conditions such as diabetes, asthma, or heart concerns may still be covered if they cause a covered disruption or medical need during your trip.

This benefit is designed to help travelers who have ongoing medical conditions and want coverage in case those conditions lead to unexpected medical expenses while abroad.

Yes. The Gold Plan meets Schengen Visa insurance requirements, which include a minimum level of medical and evacuation coverage for entry into the 29 Schengen countries. Travelers receive a certificate of coverage that can be used as proof when applying for a visa, demonstrating that the required insurance is in place. This makes the plan helpful for visits to Europe, whether for vacation, business, or study abroad, and ensures coverage is aligned with consular expectations.

Yes. The Gold Plan is designed with benefits that may be helpful for families traveling together. Individual coverage can be purchased for multiple family members under the same plan, making it easier to manage travel protection for the entire group. Families may benefit from trip interruption coverage of up to 150% of trip cost, which can help reimburse rebooking expenses, unused portions of prepaid travel, or extra accommodations if plans are unexpectedly cut short.

In addition, baggage coverage of up to $1,500 provides coverage for items such as strollers, electronics, clothing, or baby gear, while baggage delay coverage of up to $300 may help with essentials until bags arrive. These benefits are designed to help families manage disruptions more smoothly while traveling.

The Gold Plan includes 24/7 worldwide travel assistance provided by AXA’s multilingual team. The assistance provider can help replace a lost or stolen passport, locate medical facilities, schedule hospital visits, or coordinate emergency medical evacuations. In certain situations, such as political unrest or natural disasters, the team may also assist with non- medical emergency transportation. These services are designed to support travelers in managing unexpected situations while abroad.

Buying the Gold Plan is simple and only takes a few minutes. You can choose the method that works best for you:

• Enter your trip details in our online travel form to get an instant quote and select the Gold Plan.
• Call 855-327-1441 (Mon–Sat, 8 AM–7 PM CST) to speak with a licensed AXA representative who can guide you through the process.
• Reach out to axatravelinsurance@axa-assistance.us if you’d like more information before purchasing.

The Gold Plan includes up to $1,500 in coverage for baggage and personal effects and up to $300 for baggage delays. If your luggage is delayed, this benefit may help with the cost of purchasing toiletries, clothing, or other essentials until your bags are returned. If your luggage is lost, stolen, or damaged, you may be reimbursed for covered items up to the policy limit. These benefits are designed to help travelers manage common baggage-related disruptions during a trip.