The Platinum Plan is AXA’s most extensive travel protection option, designed for individuals and families who want higher benefit limits. It includes zero deductibles and offers coverage across trip cancellation, trip delay, baggage, and emergency medical events. Optional upgrades, such as Cancel for Any Reason (CFAR), are available for an additional cost, along with higher limits for certain covered benefits.

With the Platinum Plan, travelers receive up to $250,000 in emergency accident and sickness medical coverage, which may help with costs such as hospitalization, surgery, or urgent treatment abroad. The plan also includes up to $1,000,000 in coverage for emergency medical evacuation to the nearest appropriate medical facility and up to $100,000 for non-medical evacuations related to events such as political unrest or natural disasters.

Yes. Cancel for Any Reason (CFAR) is an optional upgrade available with the Platinum Plan for an additional cost. This benefit allows travelers to cancel their trip for personal, professional, or family reasons and recover up to 75 percent of prepaid, non-refundable expenses. CFAR extends cancellation coverage beyond the standard listed reasons, offering added flexibility for travelers who may need to adjust their plans before departure.

The Platinum Plan offers benefits that may be helpful for families traveling together. Each covered traveler can access the plan’s features, including trip interruption coverage of up to 150 percent of the trip cost, which can help with rebooking expenses, unused services, or added accommodations during a covered disruption.

Baggage coverage of up to $3,000 can help with the cost of replacing lost or stolen items, and baggage delay coverage of up to $600 may assist with urgent purchases until luggage is returned. With zero deductibles, covered travelers can file claims without a deductible applied.

The Platinum Plan includes 24-hour worldwide travel assistance, available every day of the week. AXA’s multilingual team can help replace a lost or stolen passport, locate and refer you to hospitals or doctors, arrange transportation to medical facilities, and coordinate emergency evacuations when required.

In addition to medical support, the assistance provider can also help during natural disasters, political unrest, or other situations where non-medical evacuation may be needed. These services are included with every Platinum Plan to support travelers in managing unexpected situations while away from home.

Yes. The Platinum Plan includes coverage for lost ski days, unused golf rounds, and sports equipment rental of up to $1,000. If poor weather, illness, or another covered reason prevents participation in planned sports activities, travelers may be reimbursed for related prepaid expenses.

This travel insurance plan also provides coverage for sports equipment rental if personal gear is lost, stolen, or delayed, helping travelers continue their activities with replacement equipment.

Buying the Platinum Plan is straightforward and can be completed in just a few minutes.

• You can purchase online by filling out AXA’s travel form with your trip details and selecting the Platinum Plan.
• Alternatively, you can call 855-327-1441, Monday through Saturday from 8 AM to 7 PM CST, to speak with a licensed AXA representative who will guide you through the process.
• If you prefer, you can also email axatravelinsurance@axa-assistance.us with any questions before you buy.

At AXA Travel Insurance, we recognize that the outbreak has created unprecedented challenges for travelers and have sought to offer coverage that is relevant and useful in the current context. One of the most significant changes that we have made is to include COVID coverage in many of our policies. Learn more