Find the Right Travel Protection Plan for Your Trip
We offer five travel protection plans designed to keep you covered wherever you go, at home or abroad. Each plan provides varying benefits and optional upgrades, so you can select coverage that matches your destination, trip type, and protection level.
Explorer Standard
A great option for :
International Travel
Most Vacations
Explorer Select
A great option for :
Cruise
Family Trips
Explorer Elite
A great option for :
High-End Vacations
Senior Travelers
Haven't found the perfect offer for your next trip?
North America Explorer
A great option for :
Domestic Travel
Trip with Pets
Road Trips
Explorer OnTrip
A great option for :
Last-Minute Trips
Same-Day Travel
Compare AXA Travel Protection Plans
Compare coverage, understand your benefits, and choose the AXA travel insurance plan that lets you focus on enjoying your trip.
| Explorer OnTrip |
North America Explorer |
Explorer Standard |
Explorer Select |
Explorer Elite |
|
|---|---|---|---|---|---|
| Travel ✈️ | |||||
| Trip Cancellation | - | 100% of Insured Trip Cost | 100% of Insured Trip Cost | 100% of Insured Trip Cost | 100% of Insured Trip Cost |
| Cancel for Any Reason (CFAR) | - | - | - | 75% of Trip Cost (max $50,000) | 75% of Trip Cost (max $50,000) |
| Trip Interruption | $2,500 | 150% of Insured Trip Cost | 150% of Insured Trip Cost | 150% of Insured Trip Cost | 150% of Insured Trip Cost |
| Trip Delay | - | $600 ($200/day after 12 hrs) | $1,000 ($200/day after 12 hrs) | $1,500 ($250/day after 12 hrs) | $2,000 ($300/day after 12 hrs) |
| Change Fee | - | - | $100 | $100 | $250 |
| Missed Connection | - | - | - | $1,500 | $1,500 |
| Baggage & Personal Property 💼 | |||||
| Baggage | - | $1,000 | $1,000 | $1,500 | $5,000 |
| Baggage Delay | $200 (after 24 hrs) | $300 (after 24 hrs) | $300 (after 24 hrs) | $300 (after 12 hrs) | $1,000 (after 12 hrs) |
| Medical & Evacuation ❤️ | |||||
| Accident & Sickness Medical (Dental Sublimit) | $100,000 ($500) | $25,000 ($750) | $100,000 ($750) | $250,000 ($2,000) | $250,000 ($2,500) |
| Medical Evacuation / Repatriation | $150,000 | $100,000 | $150,000 | $5,000,000 | $1,000,000 |
| Security & Natural Disaster Evacuation | $150,000 | - | - | $100,000 | $100,000 |
| Search & Rescue | $5,000 | - | - | - | $100,000 |
| Accidental Death & Dismemberment | - | $10,000 | $10,000 | $50,000 | $50,000 |
| Optional Benefits ✚ | |||||
| Rental Car Damage | - | - | - | Up to $35,000 | Up to $50,000 |
| Pet Kennel | - | Up to $1,500 | - | - | $125 |
| Pet Return | - | Up to $1,000 | - | - | - |
| Pet Medical | - | Up to $5,000 | - | - | - |
94% satisfied customers
AXA Travel Insurance Benefits
Protect your trip with coverage designed for unexpected events, from travel delays and medical emergencies to baggage issues and more.
Trip Cancellation
This benefit provides reimbursement for prepaid, non-refundable trip costs if you cancel before departure for a covered reason such as illness or severe weather.
Emergency Medical Benefit
Provides coverage for emergency medical expenses due to accidents or sickness during your trip, including eligible dental emergencies.
Emergency Medical Evacuation
Covers emergency medical transport to the nearest appropriate facility when medically necessary.
Cancel For Any Reason
Add flexibility to your plan with options such as Cancel for Any Reason (CFAR), which covers part of the non-refundable trip expenses.
Baggage and Personal Effects
If your baggage or personal items are lost, stolen, or damaged, we help reimburse their value up to your plan limits.
Trip Interruption
AXA helps by reimbursing unused, non-refundable trip costs if you need to cut your trip short for a covered reason, such as illness or a family emergency.
A trusted leader in insurance since 1985, AXA serves millions worldwide.
AXA's years of experience in insurance
Number of trips covered, in millions
Countries covered by our travel insurance
Travel Insurance Designed for Various Travelers and Travel Styles
Whether you're backpacking, studying abroad, traveling with family, or on a retirement getaway, our plans provide coverage for common travel disruptions, medical emergencies, and baggage issues.
They share their story
"The accident that caused such a horribly anxious time for our family would have been exponentially worse if not for the great care and professionalism showed to us by all of the AXA personnel. We appreciate you guys so very much."
Traveler with AXA Travel Insurance
Access Your Travel Insurance Documents Anytime
With our convenient digital card feature, your travel insurance details can be stored directly in your smartphone's wallet. No need to carry extra paperwork or search through emails, as your coverage information, emergency contacts, and policy number are instantly accessible, even offline. This means faster assistance in urgent situations, knowing your protection is always just a tap away, wherever your journey takes you.
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Protection Plan?
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Email us at axatravelinsurance@axa-assistance.us
Frequently Asked Questions
We've put together a list of questions that we hear most often from travelers.
What is Travel Insurance?
Travel insurance helps protect you from unexpected problems that can happen before or during a trip. It can cover medical emergencies abroad, trip cancellations, delays, or lost baggage. Some plans also include personal liability, which protects you if you accidentally cause damage or injury. You also have access to worldwide assistance that is available 24 hours a day, 7 days a week. That means wherever you go, there is always someone ready to help, so you can travel with confidence and focus on enjoying your journey. Learn more about Travel Insurance.
How do I choose the right plan for my trip?
Consider your destination, trip length, activities, and any pre-existing medical conditions. International or adventure travel may require higher medical and evacuation limits. AXA offers a range of coverage options so you can choose a plan that truly matches your trip and gives you the right level of confidence while traveling. Compare our plans.
How much does Travel Insurance cost?
At AXA, we offer travel plans to ensure you are getting the necessary coverage for your trip. The cost of travel insurance varies from carrier to carrier. The price of travel insurance depends on several things, such as your age, the destination, the length of your trip, the coverage you select, and any pre-existing medical conditions. Learn what some of these factors are.
Can I get coverage for pre-existing medical conditions?
Yes, certain AXA plans include coverage for pre-existing medical conditions if eligibility rules are met. This usually requires purchasing your travel insurance within a set period after your initial trip deposit. When eligible, a waiver ensures your medical history does not prevent you from being protected. Learn more.
How do I file a claim?
Filing a claim with AXA is simple. You can start online, by phone, or by email. Our claims team will guide you step by step so that all required documents are complete. This helps speed up the process and avoids delays. Most claims are reviewed and processed quickly, and you can track your progress online or receive updates directly from our specialists. We understand that claims are usually made during stressful times, which is why our goal is to handle them as smoothly as possible. With AXA, you can count on clear communication and reliable support.
Will AXA provide assistance while I'm traveling?
Yes, AXA provides 24-hour worldwide assistance to support you anywhere you go. Our multilingual team can arrange medical treatment, coordinate emergency evacuations, help replace a lost passport, or make changes to your travel plans. Whether you face a sudden illness, a travel delay, or a lost item, our assistance team is always just a phone call away. Travelers trust AXA because of our strong global network and quick response. With us by your side, you are never left alone to deal with problems during your trip.
What does Travel Insurance cover on a cruise?
Cruises are exciting, but they also come with risks that regular health insurance may not cover. Travel insurance for cruises can pay for onboard medical treatment, emergency evacuation to a hospital on land, missed connections, or trip interruptions. It may also cover lost or stolen belongings at sea. If you're new to cruising or want to better understand your options, learn more about our Cruise Travel Insurance.
Does Travel Insurance have COVID benefits?
At AXA Travel Insurance, we recognize that the outbreak has created unprecedented challenges for travelers and have sought to offer coverage that is relevant and useful in the current context. One of the most significant changes that we have made is to include COVID coverage in many of our policies. Learn more
Travel Assistance Wherever, Whenever
Travel with confidence knowing AXA Travel Insurance is there to support you along the way. With decades of experience in travel assistance, AXA Travel Insurance helps travelers feel supported wherever they go. Licensed travel representatives are available 24/7 to assist with medical coordination, trip concerns, or any questions about your plan.