Go further with travel protection that supports your adventurous side.
Travel Protection for Adventure Travel
With AXA travel protection, you can access coverage and services designed for active travel. If you’re hiking, climbing, diving, or skiing, the risks are different from standard trips. You may face injuries, delays, or gear issues in remote locations.
Our adventure travel insurance and travel assistance services are built to help with medical care, trip changes, and lost or delayed equipment. These benefits support your travel before and during your trip, helping you handle disruptions that can affect your plans.
AXA Adventure Travel Insurance Benefits
Coverages that can help when your adventure doesn’t go as planned.
Emergency Medical Coverage
Injuries from activities such as mountain biking or snow sports may require care in unfamiliar settings. We help cover eligible treatment costs while you're
away.
If you're injured in a remote area with limited medical care, we can arrange and cover the emergency evacuation to the nearest suitable medical facility or your home.
If an injury, illness, or severe weather forces you to cancel your adventure trip, we can help reimburse prepaid expenses, such as permits, tours, or guided treks.
Should a covered emergency cut your adventure short, we can help recover unused trip costs and cover the cost of new transportation to bring you back home safely.
Lost or delayed gear, such as hiking boots, climbing equipment, or ski clothing, can disrupt your plans. We help you replace what’s needed to keep going.
Missing a group trek or guided excursion due to a covered delay can be costly. We can assist with additional lodging and transportation to rejoin your trip.
AXA travel protection is here to support you when your road trip takes an unexpected turn. You may book hotels, excursions, or rental vehicles in advance, and even small disruptions can affect your plans. However, standard health or auto insurance often does not cover travel-related issues such as cancellations, delays, or lost items.
That’s why travel protection can help. It’s especially valuable if :
You cancel your trip due to a covered illness or emergency
A travel delay leads to extra costs for meals or hotel stays
Your baggage is lost or delayed, and you need to replace essentials
A rental vehicle is damaged or stolen during your trip
You need emergency medical care or evacuation far from home
With AXA, you get support to help keep your road trip on track, even when plans change.
When you’re driving long distances, even a single disruption can affect your route, schedule, or bookings. AXA travel protection offers coverage that helps you manage those situations so you can keep moving forward.
You can cancel if illness keeps you from starting your trip
We help reimburse you if delays cause missed hotel nights
If you're injured on the road, we can help with care
These situations can be costly without the right support. With AXA, you’re backed by coverage for eligible trip interruptions, medical needs, and more. Whether you're navigating closed roads, rescheduling stops, or dealing with a health concern, we’re here to assist you. Our 24/7 global assistance team is ready whenever you need help.
A Trusted Leader in Insurance Since 1985, AXA Serves Millions Worldwide
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FAQs About Road Travel Insurance
What is road trip travel protection and how is it different from auto insurance?
Senior travel insurance provides coverage that can help address certain travel-related risks that become more relevant with age, such as medical emergencies, trip cancellations, or emergency evacuations. It may offer protection where standard health insurance or Medicare typically does not, especially during international travel.
Does AXA cover damage to my personal vehicle during a road trip?
AXA's travel insurance is available to travelers of many age groups, including older adults. While some travel insurance plans may have age-related limits or exclusions, many are designed to accommodate the specific needs of senior travelers. It's important to review the plan details closely, as benefits, pricing, and eligibility can vary depending on your age and the type of coverage selected. Planning ahead allows you to choose a travel protection plan that supports your health needs and trip goals.
What if I get sick or injured while on a road trip?
Coverage for pre-existing conditions may be available under certain travel insurance plans, provided that eligibility requirements are met. This usually includes purchasing the plan within a specific number of days from your first trip payment and being medically able to travel at the time of purchase. When these criteria are satisfied, a "waiver of the pre-existing condition exclusion" may apply, allowing you to be covered for eligible expenses related to an existing health issue. Always review the policy language to confirm what qualifies and what documentation may be needed when filing a claim.
Can travel protection help if a delay affects my itinerary?
AXA's travel insurance plans may include emergency medical and dental benefits, which can help cover eligible expenses if you experience an illness or injury while traveling. These benefits often include coverage for hospital stays, urgent care or emergency room visits, ambulance services, diagnostic testing, and prescribed medication. Some plans may also include limited coverage for dental emergencies that occur during your trip. This type of coverage is especially valuable for international travel, where your usual health insurance or Medicare may not apply.
Does AXA cover lost or delayed baggage during a road trip?
If you become unexpectedly ill or injured before your departure, trip cancellation insurance may help reimburse non-refundable costs such as flights, hotel bookings, or tour fees, provided the reason for cancellation is listed as a covered event in your plan. To be eligible, your condition must develop after your plan goes into effect. Documentation, such as a physician's statement, may be required when filing a claim. Having this coverage can be particularly helpful for older adults, who may face more unpredictable health concerns before travel.
Can I cancel my road trip for personal reasons that are not listed as covered events?
AXA's 24/7 travel assistance services are available to provide support while you're away from home. These services are non-insurance features included with the travel protection plan and can help with tasks such as locating medical care, coordinating emergency transportation, and arranging language translation during a health emergency. If your passport or medications are lost, the travel assistance team can help you replace them or find local alternatives. This added layer of support can be especially reassuring for senior travelers visiting unfamiliar destinations or traveling alone.
Does AXA offer support if I am traveling alone?
AXA's 24/7 travel assistance services are available to provide support while you're away from home. These services are non-insurance features included with the travel protection plan and can help with tasks such as locating medical care, coordinating emergency transportation, and arranging language translation during a health emergency. If your passport or medications are lost, the travel assistance team can help you replace them or find local alternatives. This added layer of support can be especially reassuring for senior travelers visiting unfamiliar destinations or traveling alone.
Is travel protection available for cross-border road trips?
AXA's 24/7 travel assistance services are available to provide support while you're away from home. These services are non-insurance features included with the travel protection plan and can help with tasks such as locating medical care, coordinating emergency transportation, and arranging language translation during a health emergency. If your passport or medications are lost, the travel assistance team can help you replace them or find local alternatives. This added layer of support can be especially reassuring for senior travelers visiting unfamiliar destinations or traveling alone.
Is coverage available for pre-existing medical conditions during a road trip?
AXA's 24/7 travel assistance services are available to provide support while you're away from home. These services are non-insurance features included with the travel protection plan and can help with tasks such as locating medical care, coordinating emergency transportation, and arranging language translation during a health emergency. If your passport or medications are lost, the travel assistance team can help you replace them or find local alternatives. This added layer of support can be especially reassuring for senior travelers visiting unfamiliar destinations or traveling alone.
Ready to Protect Your Next Road Trip?
Get travel insurance benefits and assistance services designed to support your road trip and help you stay on track wherever the journey takes you.
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"They made an awful experience so much easier! Coordinated travel to get off an island and back, paid for the Dr visit so I had no out of pocket expenses, and paid for a hotel for the night. I wish all insurance companies were this easy to work with! Plus the staff was friendly, caring, kind, and engaged. They were incredibly helpful and very prompt with their service."
Rhonda.
Traveler with AXA Travel Insurance
Travel Assistance Wherever, Whenever
With over 65 years of travel assistance experience, AXA supports millions of travelers across 164 countries. Our licensed representatives are available 24/7 to guide you through medical needs, trip concerns, or questions about your plan.
You’ll always speak with real people who are here to help, wherever you travel.