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Explorer Standard Travel Protection Plan Benefits
The Explorer Standard Travel Protection Plan offers benefits for individuals and families who seek coverage for unexpected events, illnesses, and travel disruptions.
Trip Cancellation
Coverage may reimburse up to 100% of prepaid, non-refundable trip costs when a covered reason requires you to cancel your trip.
Baggage & Personal Effects
This benefit may reimburse up to $1,000 for lost, stolen, or damaged personal belongings, with a per-item limit of up to $150.
Emergency Medical Benefit
Includes up to $100,000 for covered accident or sickness treatment during your trip, including hospitalization or urgent care services.
Emergency Medical Evacuation
Provides up to $150,000 for transportation to the nearest suitable medical facility when medically necessary due to a covered emergency during your trip.
Trip Delay
For eligible travel delays, this benefit may reimburse up to $1,000, with a daily limit of $200, for expenses such as meals or lodging.
Trip Interruption
If your trip is interrupted for a covered reason, coverage may reimburse up to 150% of prepaid, non-refundable trip costs, as outlined in the travel protection plan.
Balanced Coverage for Real Travel Needs
The AXA Explorer Standard Travel Protection Plan is a suitable option for travelers who want more than basic travel protection, offering benefits that help address common issues that may arise during a trip. It provides a practical balance of coverage options for a wide range of travel scenarios.
Key optional benefits include:
- Trip Cancellation and Trip Interruption: Reimbursement for certain prepaid, non-refundable trip costs if your trip is canceled or cut short for a covered reason outlined in the travel protection plan.
- Trip Delay and Missed Connections:Support for eligible additional expenses when covered delays or missed connections disrupt your itinerary.
- Baggage Loss or Delay: Reimbursement for covered loss, damage, or delay of personal belongings during your trip.
- Emergency Medical Expenses: Coverage for eligible medical treatment if you become ill or injured while traveling.
The Explorer Standard Travel Protection Plan can be a suitable option for family vacations, leisure travel, or planned itineraries. Whether managing a delayed flight, a baggage issue, or an unexpected medical situation abroad, this travel protection plan offers coverage designed to align with everyday travel needs.
How the Explorer Standard Travel Protection Plan Helps with Medical Emergencies
When you’re far from home, unexpected accidents or illnesses can create challenging and potentially costly situations. The AXA Explorer Standard Travel Protection Plan includes coverage that may help with eligible medical expenses, emergency transportation, and access to 24/7 travel assistance services to support travelers when medical care is needed away from home.
The travel protection plan includes up to $100,000 in Emergency Accident and Sickness coverage, which may help reimburse eligible costs for doctor visits, hospital stays, and urgent medical treatment during your trip. Coverage applies when care is medically necessary and subject to plan terms, conditions, and exclusions. The travel protection plan also includes Accidental Death & Dismemberment coverage up to $10,000 for covered accidental losses.
In situations where appropriate care is not available locally, the plan also includes up to $150,000 in Emergency Medical Evacuation and Repatriation coverage. This benefit may help cover transportation to the nearest adequate medical facility or, if medically required, return transportation back home for continued care.
In addition to travel insurance coverage, travelers have access to 24/7 multilingual assistance to help locate medical care, coordinate treatment, provide translation support, and arrange evacuation when needed.
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What Does AXA Explorer Standard Travel Protection Plan Cover?
All benefits are per person, per covered trip, and subject to policy terms and conditions.
| Explorer Standard Travel Protection Plan | |
| Trip Cancellation | 100% of Insured Trip Cost |
| Trip Interruption | 150% of Insured Trip Cost |
| Trip Delay | $1,000 (after 12-hour delay) $200/day |
| Accident and Sickness Medical Expenses | $100,000 / Dental - $750 |
| Change Fee | $100 |
| Emergency Medical Evacuation / Repatriation of Remains | $1,50,000 |
| Accidental Death and Dismemberment | $10,000 |
| Ancillary Evacuation | $5,000 |
| Baggage Delay | $300 (after 24-hour delay) |
| Baggage and Personal Effects | $1,000 |
| Compare Now | |
Looking for a Travel Insurance Plan with Different Coverage?
While the Explorer Standard Travel Protection Plan offers balanced benefits, AXA also provides other travel insurance options designed to suit different needs, benefit levels, and travel styles.
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Frequently Asked Questions
What does the Explorer Standard Travel Protection Plan cover?
The Explorer Standard Travel Protection Plan offers coverage for common travel disruptions. It includes trip cancellation and trip interruption benefits that may reimburse up to 100% of your prepaid, non-refundable expenses if you need to cancel or cut your trip short for a covered reason. It also includes coverage for trip delays, missed connections, medical emergencies abroad, and baggage loss, theft, or delay.
In addition, travelers have access to AXA’s 24/7 multilingual travel assistance provider. This team can help coordinate medical care, arrange emergency transportation, locate replacement travel documents, and provide support during unexpected travel disruptions.
How much medical coverage does the Explorer Standard Travel Protection Plan include?
The Explorer Standard Travel Protection Plan includes $100,000 in coverage for emergency accident and sickness medical expenses and $150,000 in coverage for emergency medical evacuation and repatriation. These benefits may help with costs such as hospital stays, doctor visits, and urgent treatment abroad. If needed, the travel assistance provider can also coordinate transportation to the nearest adequate medical facility or, if necessary, back home.
Are trip cancellations and trip interruptions covered in AXA’s Explorer Standard Travel Protection Plan?
The Explorer Standard Travel Protection Plan can reimburse up to 100% of your prepaid, non-refundable trip costs if you need to cancel before departure or cut your trip short for a covered reason. Examples of covered reasons include sudden illness or injury, severe weather, or other unexpected emergencies. This benefit is designed to help with the cost of unused travel arrangements, such as flights, hotels, or tours.
How soon should I purchase the Explorer Standard Travel Protection Plan before my trip?
It’s generally advised to purchase the Explorer Standard Travel Protection Plan shortly after booking your trip. Trip Cancellation coverage starts at 12:01 a.m. at your location on the day after AXA or its authorized representative receives the required premium to cover your trip. This date and time are considered your effective date for Trip Cancellation benefits, subject to the plan’s terms, conditions, and exclusions.
Purchasing early can also help you qualify for time-sensitive benefits, such as the Waiver of Pre-Existing Medical Conditions Exclusion, if eligibility requirements are met. While it is possible to buy a plan closer to departure, purchasing soon after booking allows you to take advantage of the widest range of available benefits.
How do I purchase the Explorer Standard Travel Protection Plan?
Purchasing the Explorer Standard Travel Protection Plan is simple and can be done in a few minutes. You can:
- Online:Get an instant quote by entering your trip details in our travel form.
- By Phone:Call 855-327-1441 (Mon–Sat, 8 AM–7 PM CST) to speak directly with a licensed AXA representative.
- By Email:Reach out to axatravelinsurance@axa-assistance.us if you’d like answers to your questions before purchasing.
After selecting your travel protection plan and any optional add-ons, you’ll simply review the policy terms, complete your payment, and receive a confirmation email with your policy documents. Keep these documents handy while you travel so you can quickly access coverage details or file a claim if needed.
What if I have questions while traveling?
The Explorer Standard Travel Protection Plan includes 24/7 access to AXA’s multilingual travel assistance provider. The assistance team can help with medical referrals, coordinate emergency transportation, assist with replacing lost documents, or arrange translation services. Travelers can call the assistance provider at any time during their trip to receive guidance and logistical support.
Access Your Travel Insurance Documents Anytime
With our convenient digital card feature, your travel insurance details can be stored directly in your smartphone's wallet. No need to carry extra paperwork or search through emails, as your coverage information, emergency contacts and policy number are instantly accessible, even offline. This means faster assistance in urgent situations knowing your protection is always just a tap away, wherever your journey takes you.
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Travel with confidence knowing AXA Travel Insurance is there to support you along the way. With decades of experience in travel assistance, AXA Travel Insurance helps travelers feel supported wherever they go. Licensed travel representatives are available 24/7 to assist with medical coordination, trip concerns, or any questions about your plan.
