Travel Insurance for your holidays in Japan and abroad

Travel Insurance for Japan


If your dream vacation is a trip to Japan, you will want to be sure you can enjoy every moment of it even if things do not go as planned.
Discover all the ins and outs with this guide to Japan with travel insurance. Will discuss the details on costs, requirements, essential coverage, COVID-19 restrictions, and some handy tips for your trip.
 

What should your Travel insurance cover for a trip to Japan?

At a minimum, your travel insurance to Japan should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.
AXA Travel Protection plans are designed with these minimum recommended coverages in mind.

  • Medical Coverage – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.  
     
  • Trip Cancellation & Interruptions – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events. 
     
  • Emergency Evacuations and Repatriation – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation. 
     
  • Coverage for Personal Belongings – AXA offers coverage for your belongings with assistance against lost or delayed baggage. 
     
  • Optional Cancel for Any Reason – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Japan.

 

How does Travel Insurance for Japan work?

Imagine this: you are exploring Japan’s plethora of vending machines in the city of Tokyo. From ramen noodles to exotic drinks, you can’t help but try it all. Suddenly, you feel queasy and uneasy. The snacks from a vending machine must have been spoiled.

With AXA Travel Protection, we can help assist or guide you to the nearest hospital. Whether the situation goes from bad to worse, AXA is there to help you create a plan of action.

Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits: 

  • Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
  • Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
  • Non-Emergency Evacuation & Repatriation: In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

 

Baggage Benefits: 

  • Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
  • Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

 

Pre-Departure Travel Benefits: 

  • Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
  • COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
  • Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

 

Post-Departure Travel Benefits

  • Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
  • Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

 

Additional Optional Travel Benefits:
 

  • Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
  • Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
  • Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
  • Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

 

How much does Travel Insurance cost for Japan?

In general, travel insurance to Japan costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans:

  • Total Trip cost: The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
  • Age: Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Japan will be offered three tiers of insurance: Silver, Gold and Platinum. Each provides varying levels of coverage to cater to individual's preferences and travel needs.

 

Our suggested AXA Travel Protection Plan

AXA presents travelers with three travel plans – the Silver PlanGold Plan, and Platinum Plan, each offering different levels of coverage to suit individual needs. Given that Brazilian hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.
If you're seeking added protection for your Japan adventure, opt for the Platinum Plan.
With the optional Cancel for Any Reason addition, enjoy increased flexibility for unforeseen changes in your travel agenda. Plus, Rental Car (Collision Damage Waiver) can offer coverage as you navigate the breathtaking landscapes of Thailand in your rental vehicle.

 

What types of Medical Conditions do AXA Travel Protection Plans cover?

AXA covers three essential types of medical expenses:

  • Emergency Medical
  • Emergency evacuation & repatriation 
  • Non-medical emergency evacuation & repatriation 

Emergency Medical: Can cover medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness. 

Non-Medical Emergency Evacuation and Repatriation: Offers assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home. 

 

Any COVID-19 Restrictions for U.S. Visitors?

There are no restrictions related to COVID-19 for U.S. visitors traveling to or from Japan at this time. U.S. travelers will not have to show proof of COVID-19 testing or vaccination records and you do not have to quarantine either.
Regulations change regularly, so it is best to double-check right before you go. For up-to-date information on requirements for COVID-19 and other travel restrictions visit the Ministry of Foreign Affairs of Japan website.

 

What if I have a pre-existing Medical Condition?

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.
Our Gold and Platinum Plans offer coverage for pre-existing medical conditions. The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons

Whether your pre-existing medical condition is covered on a travel insurance plan depends on when you were diagnosed with the condition. Any condition you had within 60 days before your policy began is not covered, although if your physician diagnoses you with a condition after the effective date of the policy, your travel insurance coverage applies.
NOTE: – Your state of residency may affect your coverage, so be sure to read your policy thoroughly.

 

How do AXA Travel Protection Plans work?

Suppose you are traveling from Houston to Japan with a layover in New York City. The snow is pelting down, and the airline cancels your connecting flight in New York. A quick call to AXA's concierge services will get you a referral for a hotel and a ride to get you there. You also get reimbursed for extra expenses like meals, toiletries and other incidental expenses (up to the per-day limit) until you can get a new flight to Japan.

 

 

 

FAQs About International Travel Insurance for Japan

 

1. Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2. When should I buy Travel Insurance for Japan?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.)

AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip.
Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit.

3. What is needed to visit Japan from the USA?

To visit Japan, you will need a valid passport for the duration of your stay, a visa (unless you are visa-exempt), an onward or return ticket, and a QR code from the Visit Japan Web website. While travel insurance is not required, it is valuable to have.

4. What happens if a tourist gets sick in Japan?

If you become sick in Japan, travelers with AXA Travel protection can contact the AXA Assistance hotline at 855-327-1442. Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

5. Does Japan have free health care for travelers?

No. Japan has a public health care system, but it is not available for tourists.

 

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions. AXA Assistance USA, Inc.© 2023 All Rights Reserved. 

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