Travel Insurance for holidays in Europe

Travel Insurance for Europe 

Europe may be known to world leaders and businesses for its central position in trade and commerce or its unique geographical location between the two ‘Old World’ continents – Asia and Africa. But for travelers and explorers worldwide, it is a destination that offers the best of everything.

From a vibrant history and cultural heritage to arts, architecture, nature, and food, Europe is diverse in every sense of the word. It offers everything that one may wish for on vacation. It also caters to all types of travelers. Whether you’re a backpacker or one who goes all out on their trips, you can explore Europe in your style. No wonder everyone has Europe on their list of must-visit places.

Considering how popular a travel destination in Europe is, you may already know a thing or two about the region. However, travelers often overlook a few things that are worth knowing. Let’s take a look…

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Is Travel Insurance for Europe a requirement? 


US citizens can travel to Europe without travel insurance. They are not even required to obtain a visa for trips shorter than 90 days.
This doesn’t just apply to the Schengen countries but also goes to Ireland, Croatia, Romania, Bulgaria, and Cyprus. The UK offers visa-free access to American citizens for up to six months.

However, just like any other destination, experts and experienced travelers suggest that it’s best to get travel insurance for your Europe trip to ensure you have adequate coverage in case of any unfortunate incident.

Europe Travel FAQs


What documents do I need to travel to Europe?

American citizens require the following documents to travel to Europe:
  • Passport with a minimum of six months validity and at least one blank page for every European country you intend to visit.

Does Europe require International Medical Coverage?

Europe doesn’t require US travelers to carry international medical coverage. However, experts and seasoned travelers strongly encourage getting one.

What vaccinations are required to visit Europe?

Europe doesn’t have any official vaccination requirements for American citizens. However, the CDC recommends getting the following vaccines before traveling to Europe:
  • COVID-19
  • Hepatitis A and B
  • Rabies
  • Tick-borne Encephalitis
  • Routine Vaccines – Flu, Polio, MMR, Shingles, Chickenpox, and Diphtheria-Tetanus-Pertussis

What is the best time of year to visit Europe?

While you can travel to Europe any time of the year (it’s truly a year-round travel destination), most Americans prefer to take a trip to Europe during the summer. However, it’s also the peak season, which means there are too many tourists and high prices.
If you’re looking to avoid large crowds or want to lower your trip cost, you should travel to Europe in September. The weather is still warmer/ pleasant in most places, but there are far fewer tourists and lower prices.

What is the local currency of Europe and its exchange rate for USD?

The currency of Europe is the Euro, and its current exchange rate for USD is 1 Euro =1.07 USD.

However, some European countries have their currencies. These include Denmark, Czech Republic, Sweden, Romania, Poland, Bulgaria, and Hungary. Their exchange rate for USD may be different than the Euro.

Are credit cards widely accepted in Europe? If yes, which ones?

Credit cards are widely accepted in Europe. And despite some differences in credit cards in the US and Europe, American Visa and MasterCard work everywhere in the European region.

What local customs and cultural norms tourists visiting Europe should be aware of?

Since Europe is a diverse region, the cultural norms, customs, and traditions can vary significantly in different parts. However, here are a few things that Americans traveling to Europe better know:
  • Tipping isn’t as common in Europe as in the US.
  • Don’t expect everyone to know English in countries other than the UK.
  • Beware of pick-pocketing; it’s common in many parts of Europe.
  • In Italy, denying food is considered impolite, so it is best to accept it when offered.
  • Americans are often referred to as irritating in Europe due to their loud nature. Be polite and talk at a lower volume as much as you can.

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