Travel Insurance
for Asia
Go further with travel protection for Asia's diverse landscapes and experiences.
Travel Insurance by Countries in Asia
Select a destination to explore travel protection options specific to that country.
What AXA May Cover on Your Asia Trip
Benefits vary by plan. This is a summary; refer to your plan document for complete terms, conditions, limits, and exclusions.
Emergency Medical
May cover eligible medical treatment costs, including hospitalization, surgery, and urgent care, if you become ill or injured during your covered trip in Asia.
Trip Cancellation
May reimburse up to 100% of prepaid, non-refundable trip costs if you need to cancel for a covered reason such as illness, injury, or a covered unforeseen event.
Emergency Medical Evacuation
May cover medically necessary transportation as provided under plan terms and conditions, which can be particularly relevant when traveling in remote or rural areas of Asia.
Trip Interruption
If your Asia trip is cut short due to a covered reason, your plan may reimburse unused prepaid costs and additional expenses like meals and accommodations.
Baggage Lost or Stolen
Baggage loss, theft, or damage benefits may help reimburse you for the value of your belongings or cover the cost of essential items if your luggage goes missing.
Cancel for Any Reason (optional)
Where available and eligibility requirements are met, an optional add-on that may reimburse up to 75% of non-refundable trip costs if you cancel for a reason not otherwise covered by your plan.
Choose Your Asia Travel Protection Plan
All plans listed may be purchased to help protect eligible travel to Asian destinations, subject to plan terms, conditions, limitations, and exclusions.
Explorer Standard
A great option for :
International Travel
Most Vacations
Explorer Select
A great option for :
Cruise
Family Trips
Explorer Elite
A great option for :
High-End Vacations
Senior Travelers
Explorer OnTrip
A great option for :
Last-Minute Trips
Same-Day Travel
Explorer Annual
A great option for :
Short Getaways
Value-Focused Trips
Explorer Annual Plus
A great option for :
Active Travelers
International Travel
Explorer Annual Max
A great option for :
Frequent Travelers
High-Value Travel
Traveling in Asia… What You Must Know
Asia travel comes with a few details worth keeping in mind when choosing a plan.
Healthcare Access Varies by Country
Medical facility quality and access can differ significantly across Asian countries. In major cities like Tokyo, Singapore, and Seoul, private hospitals are widely available. In rural or remote areas, access may be limited, making emergency evacuation coverage worth considering.
Time-Sensitive Benefits
Certain benefits, including pre-existing condition waivers and Cancel for Any Reason, may require plan purchase within a specified number of days of your initial trip deposit. We encourage purchasing soon after booking.
Traveling to Multiple Countries?s
Eligible multi-country itineraries may be covered under a single plan, subject to plan terms, conditions, and destination eligibility requirements. Refer to your plan document for complete eligibility details.
Frequent Traveler to Asia?
If you travel to Asia multiple times per year, an Annual Multi-Trip plan may offer a cost-effective option for ongoing protection. Explore the Explorer Annual plan family.
Adventure & Activities Coverage for Asia
Asia offers countless opportunities for active travel, from trekking in the Himalayas and scuba diving in the Philippines to cycling through Vietnam and surfing in Bali. Select travel protection plans may provide coverage for eligible adventure activities, including:
Trekking and hiking
Scuba diving and snorkeling
Cycling tours
Surfing and water sports
Motorbike and moped travel
Coverage for injuries arising from these activities depends on the plan purchased and applicable exclusions. Some activities may not be covered.
Depending on your plan, coverage may help with covered medical expenses, emergency medical evacuation, or trip cancellation and interruption resulting from an injury.
Coverage varies by plan, activity, and destination. Not all activities are covered under all plans. Review your travel protection plan document carefully or contact AXA Assistance to confirm coverage details before your trip.
Motorbike and moped travel (Coverage for motorbike and moped activities may be limited or excluded depending on plan terms and applicable licensing and safety requirements.) Review your plan document carefully or contact AXA Assistance to confirm coverage details before your trip.
FAQs About Travel Insurance for Asia
Do I need travel insurance for a trip to Asia?
Travel protection is not a legal requirement for most US travelers visiting Asia. However, given the range of healthcare standards, natural hazard exposure, and long-haul travel distances involved, a plan may help cover costs related to unexpected cancellations, medical situations, or lost baggage.
Does AXA offer a specific Asia travel insurance plan?
Explorer plans include international coverage that may apply to eligible Asian destinations. There is no Asia-exclusive plan. Eligible travel to many Asian destinations may be covered under AXA's international travel protection plans, subject to plan terms, conditions, and destination eligibility.
Do I need separate insurance for each Asian country?
Eligible multi-country itineraries across Asia may be covered under a single AXA Travel Protection Plan, subject to plan terms, conditions, and destination eligibility requirements. A separate plan for each destination is generally not required.
Does AXA cover pre-existing medical conditions?
Pre-existing condition coverage is available on select plans when you purchase within the applicable timeframe specified in your plan document. Review your specific plan details or contact AXA for eligibility requirements.
What is Cancel for Any Reason (CFAR)?
Where available and eligibility requirements are met, CFAR is an optional benefit on Explorer Select or Explorer Elite travel protection plans. It may reimburse a portion of your prepaid non-refundable trip costs if you cancel for a reason not otherwise covered. Additional costs apply, and time-sensitive purchase requirements apply. Refer to your plan document for full details.
When should I buy travel insurance for Asia?
Purchasing earlier may allow trip cancellation coverage to begin sooner, subject to plan terms, and may help preserve eligibility for time-sensitive benefits such as pre-existing condition waivers.
How do I file a claim if something goes wrong in Asia?
Claims can be filed online through AXA's claims portal or by calling the 24/7 assistance line. Document everything, save receipts, medical bills, and airline delay notices. Claim processing times vary depending on claim complexity and documentation requirements.
What happens if I get sick in Asia?
Travelers with AXA Travel Protection can contact the AXA Assistance hotline at 855-327-1442. Contact information is provided within your plan documentation. Review your plan details before travel.
Disclaimer: This page provides a general summary of available benefits and is intended for informational purposes only. It does not replace or modify your plan documents. Benefits, coverage levels, terms, conditions, limitations, and exclusions vary by plan and may not be available in all states or jurisdictions. Plan cost is for illustrative purposes only and may vary based on state of residence, traveler age, trip details, trip cost, and selected coverage options. All travel insurance benefits are subject to the terms, conditions, limitations, and exclusions of the applicable plan document. In the event of a conflict between this summary and your plan document, your plan document will govern.
customers
Travel Assistance Wherever, Whenever
Travel with confidence knowing AXA Travel Insurance is there to support you along the way. With decades of experience in travel assistance, AXA Travel Insurance helps travelers feel supported wherever they go. Licensed travel representatives are available 24/7 to assist with medical coordination, trip concerns, or any questions about your plan.
