Asia travel insurance: how to choose the best coverage

Travel Insurance for Asia

Asia is known for its incredible diversity and is home to more than half the world’s population. From culture and history to religion to terrain, the world’s largest continent boasts unparalleled variety in every aspect, making it a popular destination for millions of tourists annually. Whether you’re looking to spend weeks in the mountains surrounded by nature, wish to experience living in a secluded village, or enjoy the best of city life, Asia has it all. This region's fantastic variety of food works like the cherry on top.

While this region welcomes people from all across the world, there are specific requirements that tourists have to fulfill to visit and explore it.

Discover our travel insurance for Asia.

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Do You Need Travel Insurance for Asia?

It depends on the country you’re traveling to. Considering there are 48 countries in Asia, no single rule applies across the region. Some Asian countries require all foreign tourists to carry travel insurance, while some only require tourists from specific countries to have travel insurance, allowing others to visit without it. Moreover, the coverage requirement for each country that mandates travel insurance may
also vary.

Several countries that previously allowed international travelers to visit and explore their lands without insurance have made it necessary post-COVID.

Which Asian Countries Require Travel Insurance?

To facilitate your travel planning for Asia, here’s the list of countries that require tourists to carry insurance:

Countries with Fluid Insurance Coverage Rules for Travelers


  • Indonesia

Indonesia made it mandatory for all international travelers to carry travel insurance with COVID-19 coverage when it opened up for tourists post-pandemic. However, it is no longer a legal requirement. You have to show your COVID-19 vaccination proof.

  • Philippines

Philippine laws require unvaccinated tourists to get travel insurance with COVID-19 treatment coverage for a minimum of USD 35,000 from a reputable insurance company. The policy should remain valid for their entire duration of stay.
However, fully vaccinated travelers are exempted from this condition and can travel to the Philippines without insurance.
The term ‘fully vaccinated’ here refers to two standard doses and a booster for adults over 18 years and two classic shots for tourists aged 17 and under.

  • Russia

Russia requires all tourists who require a visa to enter the country to get travel insurance. It’s part of the visa requirements. However, tourists from countries with visa-free access to Russia can travel without insurance.
American citizens (as anyone can guess) belong to the first category, which means they need travel insurance for Russia.

  • Thailand

You’re only required to have travel health insurance for visiting Thailand when your next destination requires you to take a COVID-19 test before leaving Thailand.

  • Turkey

Travel insurance is necessary for obtaining a Turkey visa. So, everyone needing a visa to travel to Turkey must buy a travel insurance policy. There is no minimum amount limit for coverage; however, it should be for the entire trip duration.

Asian Countries That Require All Tourists to Carry Travel Insurance

  • Israel – travel medical insurance with COVID-19 coverage
  • Jordan – travel medical insurance
  • Nepal – travel medical insurance with emergency assistance and medical repatriation coverage if tested positive for COVID-19
  • Oman – travel– travel medical insurance
  • Saudi Arabia – travel medical insurance with full coverage for COVID-19 treatment.
  • Singapore – travel insurance with COVID-19 treatment and hospitalization coverage for a minimum of USD30,000.
  • Sri Lanka – requires COVID insurance, regardless of travelers’ vaccination status.
  • UAE – The insurance must cover international healthcare for the entire trip duration.
  • Vietnam – Travel or medical insurance with COVID-19 treatment coverage for a minimum of USD 10,000.
  • Laos – travel medical insurance with a minimum coverage of USD 50,000
  • Iran – requires all foreign visitors to carry travel insurance
  • Qatar – All international tourists must have travel insurance

Apart from these, no other Asian country mandates travel insurance.

Travel Insurance is Always Encouraged 

Though you are legally allowed to visit most Asian countries without travel insurance, it is still highly encouraged to carry one for several reasons.

Traveling is never 100% risk-free. No matter how well-planned your trip is or how safe and secure the country or city you’re visiting is, there is always a chance that things might go wrong. You may fall sick, have an accident, miss a flight, or become a victim of crime. Insurance can come in handy in such unfortunate situations and save you from getting into any financial trouble in a foreign country.

Why Choose AXA Travel Insurance for Asia?

AXA is consistently ranked as the most reliable insurance company for a decade. There are several reasons why travelers trust us with their travel insurance plans. Here are some of the major ones:

  • We Offer the Most Flexible Travel Coverage

Unlike many other travel policies that just cover emergency medical expenses,  for a limited amount, AXA travel insurance plans protect you against what could potentially go wrong on your foreign trip. Our travel insurance covers:

✔ Emergency medical expenses due to an illness or accident
✔ Emergency medical repatriation
✔ Reimbursement of Non-refundable costs in case of trip interruption
✔ Baggage loss benefits

AXA travel insurance also offers 75% coverage for all prepaid, non-refundable trip cost amounts in the event of trip cancellation for any reason and 100% coverage for trip cancelation due to illness, or many other unforeseen situations.

  • We Have Multiple Plan Options

Considering that not all travelers’ insurance needs are the same, we offer three different types of travel insurance policies:

✔ Silver – the most basic and cost-effective plan
✔ Gold – offers the same benefits as the silver plan but at a higher coverage amount
✔ Platinum – maximum benefits, highest coverage. It also includes coverage for rental sports equipment, lost ski days, and lost golf rounds.

  • We Also Offer Travel Assistance Services

Facing an unforeseen situation in a foreign country can overwhelm many people. Considering this, we also offer travel assistance services to our travel insurance policyholders to ensure they have the necessary information, support, and guidance they may need to deal with the situation 24 hours a day and 7 days a week.

Talk to Our Licensed Representatives to Find the Best Policy for Your Trip to Asia

Since Asia is a large continent with about 50 countries, no single traveler’s rulebook applies to the entire region. Every country has its own set of rules and regulations for foreign visitors. Moreover, the rules tend to change over time. Therefore, it’s essential to research the policies of the specific Asian country you plan to visit before your trip to ensure you have all the updated information. For details regarding travel insurance to Asia, get in touch with us. One of our licensed representatives will provide you with all the latest news and will also help you choose the best travel insurance policy for Asia.

Travel Insurance for Asia

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