Travel Insurance Singapore

Singapore offers a unique mix of heritage, modern architecture, and world-class cuisine, making it a favorite for travelers exploring Southeast Asia or visiting more than two countries. Whether you're heading there for a quick city break or a longer overseas trip, planning ahead can help your experience go more smoothly. Travel insurance for Singapore can offer support for various needs such as trip cancellation, medical treatment abroad, or even a travel delay, so you can focus more on the adventure and less on the unexpected.  

In this guide, you’ll learn how travel protection plans protect your journey, covering trip cancellation, emergency medical evacuation, and more. 
 

1. What should your Travel insurance cover for a trip to Singapore? 
2. How does Travel Insurance work in Singapore?
3. Do I need Travel Insurance for Singapore? 
4. How much does Travel Insurance cost for Singapore? 
5. Our Suggested AXA Travel Protection Plan
6. What types of medical coverage does AXA Travel Protection plans offer?
7. Are There Any COVID-19 restrictions for Travelers to Singapore?
8. Traveling with pre-existing Medical Conditions? 

What Should Your Travel Insurance Cover for a Trip to Singapore? 

Your travel insurance to Singapore should cover trip cancellation, trip curtailment, emergency medical expenses, and trip postponement. When it comes to international travel, the U.S. Department of State travel advisory outlines key components that should be included in your travel insurance coverage. 

AXA Travel Protection plans are designed with these minimum recommended coverages in mind.  

• Medical Coverage – The priority is making sure your health is in order. With AXA Travel Protection, you can have access to medical coverage and quality healthcare during your trip overseas in the event of unexpected medical emergencies.   

• Trip Cancellation & Interruptions – Unexpected trip cancellation can dampen the mood. AXA Travel Protection offers coverage against unforeseen events.  

• Emergency Evacuations and Repatriation – In situations where transportation is dire, AXA Travel Insurance offers provisions for emergency evacuation and repatriation.  

• Coverage for Personal Belongings – AXA Travel Insurance offers coverage for your belongings with assistance against lost or delayed baggage. 

• Optional Cancel for Any Reason – For added flexibility, AXA Travel Insurance offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons. This feature is exclusive to AXA Platinum Plan holders.  

In a few seconds, you can get a free quote for travel insurance for Singapore. 

How Does Travel Insurance for Singapore Work? 

Travel insurance for Singapore can support your trip by helping with unexpected events like trip delays, baggage issues, or overseas medical expenses. If you're on a single trip or part of an annual multi-trip policy, the plan may offer coverage for situations such as trip cancellation, missed connections, or medical emergencies. 

For example, if your flight is delayed, your plan may reimburse travel expenses like meals or hotel stays. If you need to seek medical treatment or fill prescribed drugs, coverage for emergency medical evacuation may also be included. 

AXA’s travel insurance plans protect the entire journey, from departure to return, and offer access to 24/7 travel assistance for guidance, contact details, and help taking further action if needed. 

Here’s the full list of benefits AXA Travel Protection Plans have to offer:

 Medical Benefits 

• Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for emergency medical expenses, including hospital stays and doctor's fees.  

• Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for emergency evacuation and repatriation to the nearest appropriate medical facility.  

• Non-Emergency Evacuation & Repatriation: In non-medical crises (e.g., political unrest), your policy may cover non-emergency evacuation or repatriation, subject to policy terms.  

Pre-Departure Travel Benefits

• Trip Cancellation: You may be eligible for reimbursement if you opt for trip cancellation due to a covered reason, such as sudden illness or injury. 

• COVID-19 Travel Insurance: COVID-19 Travel Insurance coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions.  

• Trip Delay: If you face ﷟HYPERLINK "https://www.axatravelinsurance.com/our-plans/benefits/trip-delay"trip delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations.  

• Missed Connection: If you miss a connecting flight due to delays or cancellations, this missed connection coverage may help with expenses like rebooking fees and accommodations. 

Baggage Benefits: 

• Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries through the baggage delay insurance.  

• Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value under the lost or stolen luggage coverage, assisting you in replacing your belongings.  

Additional Travel Benefits  

• Lost Skier Days: Exclusive to Platinum policyholders, the lost ski days benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 

• Lost Golf Days: Exclusive to AXA Platinum Plan policyholders, the lost golf days optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures.  

Optional Travel Benefits  

• Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum policyholders, this optional benefit gives travelers a rental car collision damage waiver against damage and theft.  

• Cancel for Any Reason: Exclusive to Platinum policyholders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 

Do I Need Travel Insurance for Singapore? 

As of February 13, 2023, the Singapore government no longer requires visitors to purchase travel insurance. However, it’s strongly encouraged for travelers to consider a travel insurance policy, especially when planning an overseas trip that may involve unexpected changes or costs. 

Here’s how travel insurance for Singapore can help: 

• Medical Support Abroad: While Singapore offers excellent healthcare, overseas medical expenses can be high. Travel insurance may include coverage for a medical emergency, accidental injury, prescribed drugs, or hospital stays if you need to seek medical treatment during your trip. 

• Baggage & Personal Items: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Coverage for baggage delay or lost personal belongings may help you replace essential items and continue your entire trip without major disruption. 

• Trip Disruptions: Even with efficient transit, situations like natural disasters or severe weather can cause a trip delay or missed connection. Coverage for these events may reimburse travel expenses, such as accommodation expenses or meals. 

Whether you're taking a single trip policy or traveling to more than two countries, travel insurance plans protect the travel details that matter, so you can enjoy the experience with greater confidence. 

How Much Does a Travel Protection Plan Cost for Singapore? 

The cost of a travel protection plan for Singapore generally ranges from 3–10% of your total prepaid and non-refundable travel expenses. For AXA Travel Protection plans, pricing is based on two key factors: 

• Total Trip Cost: This includes prepaid, non-refundable expenses such as flights, hotel bookings, excursions, and cruise fares. These travel expenses contribute to your policy coverage and claims payout limits. 

• Age of the Insured Person: Plan cost may vary by age due to differences in health-related risk. This does not limit eligibility—travelers of all ages can purchase travel protection. 

AXA Travel Protection offers four plan tiers: Bronze, Silver, Gold, and Platinum. Each tier includes different levels of coverage, such as trip cancellation, emergency medical expenses, baggage delay, and optional add-ons like winter sports coverage or Cancel for Any Reason. Whether you're planning a single trip or traveling multiple times a year, you can choose between a single trip policy or an annual multi-trip policy based on your travel habits.   

Our Suggested AXA Travel Protection Plans

AXA Travel Insurance offers four travel protection plans, Bronze, Silver, Gold, and Platinum, each designed to provide varying levels of travel insurance coverage to meet different travel needs. For an overseas trip to Singapore, where local hospitals may not accept U.S. health insurance or Medicare, travelers are strongly encouraged to get travel insurance that includes emergency medical and accidental injury coverage. These plans may also help with overseas medical expenses, including hospital stays, medical treatment, and prescribed drugs if you need to seek medical treatment during your entire trip. 

Platinum is your go-to choice if you're looking for the highest level of travel insurance benefits, ideal for those seeking expanded coverage. It includes optional Cancel for Any Reason coverage, providing added flexibility for changes to your travel plans, and a Rental Car (Collision Damage Waiver) to help protect against unexpected costs while exploring Singapore by car hire. 

Golf enthusiasts may also appreciate the Lost Golf Days benefit, available with the Platinum Plan. If adverse weather or course closures disrupt your prepaid golf arrangements, this optional travel insurance coverage may offer reimbursement, helping preserve the quality of your golfing experience in Singapore. 

For those engaging in recreational activities, winter sports and sports equipment coverage are available with select plans. Whether you're on a single trip or hold an annual multi-trip policy, AXA's travel protection plans protect a wide range of travelers, including family members, throughout their entire journey. 

AXA Travel Protection is backed by industry standards such as the Singapore Deposit Insurance Corporation (SDIC) and the Policy Owners’ Protection Scheme, helping ensure that your travel insurance and policy document meet regulatory expectations for travelers visiting Singapore. 

What Types of Medical Coverage Do AXA Travel Protection Plans Offer? 

AXA’s travel insurance policies typically include two main types of medical expenses cover. 

• Emergency medical expenses 
• Emergency evacuation & repatriation 

Emergency Medical: Offers coverage when unexpected health issues happen, like broken bones, burns, sudden illnesses, or allergic reactions.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness. 

Are There Any COVID-19 Restrictions for Travelers to Singapore? 

Entry into Singapore for all travelers is permitted without the need for entry approvals, pre-departure tests, on-arrival tests, quarantine, or mandatory COVID-19 travel insurance.

Traveling With Pre-existing Medical Conditions  

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.   
Our Gold and Platinum plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons.  

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition, so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation.  

Traveling overseas with pre-existing medical conditions may require extra planning, but with AXA Travel Protection, there are options designed to support your entire trip. Whether you're booking a single trip or covered under an annual multi-trip policy, AXA Travel Insurance offers flexibility for travelers managing ongoing health concerns. 

The Gold and Platinum plans include coverage for medical expenses related to pre-existing medical conditions, provided specific requirements are met. To qualify, the insured person must purchase travel insurance within 14 days of the initial payment and fall within the 60-day look-back period, as defined in the policy document. 

The Platinum Plan includes higher maximum limits, optional additional coverage, and access to benefits such as emergency medical evacuation, coverage for prescribed drugs, and accommodation expenses if you need to seek medical treatment while abroad. 

These options are designed to help travelers navigate potential medical emergencies or flare-ups while traveling overseas, giving you added support across your entire journey. AXA's travel insurance plans protect not only your health needs but also other key aspects of your trip, helping you travel with greater confidence. 

FAQs About Singapore Travel Insurance 

1. Can you get travel insurance after booking a flight?

Yes. You can get travel insurance policies even after your flight is booked. 

2. When should I get Travel Insurance to Singapore?

It's advisable to get travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs). 
AXA Travel Insurance offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip. Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14 days of making your initial trip deposit. 

3. Do Americans need travel insurance in Singapore?

From February 2023, Singapore no longer requires travel insurance for visitors, but it's still advised. Given Singapore's reputation for outdoor activities like kayaking and hiking, having travel insurance is essential for emergencies.

4. What is needed to visit Singapore from the USA?

Documents required for entering Singapore include a passport valid for a minimum of six months, an SG Arrival Card (which you can obtain via the ICA website), bank statements demonstrating adequate funds for your stay in Singapore, and a confirmed onward or return flight ticket.

5. What happens if a tourist gets sick in Singapore?

If you become sick in Singapore, travelers with AXA Travel protection can contact the AXA Assistance hotline at 855-327-1442. Contact information is typically provided within the travel insurance documentation. Please ensure to read through your policy details and information.