Ski Travel
Insurance

Ski travel insurance is designed to address the challenges of a ski vacation. It can help if you need to cancel due to a covered reason, get injured on the slopes, or face severe weather that interrupts your trip. It also includes benefits that can support you if your skis, boots, or snowboard are lost, delayed, or damaged while traveling. This type of coverage is especially important for international ski trips, since most health plans, including Medicare, usually do not cover care abroad or in remote mountain locations.

Yes. Skiing and snowboarding carry risks, from sprained ankles to broken bones. AXA travel insurance can cover emergency medical expenses to help with eligible treatment if you are injured while skiing. This can mean care at a ski resort clinic, treatment at a local hospital in the nearest town, or evacuation to a facility that provides specialized care. Without coverage, these costs can be high, especially in popular ski destinations abroad where medical services are limited or expensive.

Winter weather can be unpredictable in ski destinations. Blizzards, avalanches, or icy conditions can cancel flights, delay travel, or even close slopes and resorts. AXA travel protection plans can help if a covered weather event interrupts your trip. Benefits can include reimbursement for unused ski passes, prepaid lessons, or accommodations you miss because of weather-related delays. If you are stuck in transit, you can also receive help with meals or lodging, depending on your plan terms. This means you can recover some of the costs when conditions impact your trip.

Yes, if you qualify for a waiver of the pre-existing condition exclusion. This is especially valuable for ski travelers with conditions like asthma, heart issues, or prior injuries. To qualify, you typically need to purchase your plan within a certain time after your initial trip payment, insure the full trip cost, and be medically able to travel when you buy it. With the waiver, pre-existing conditions are treated the same as any new illness during your trip, which can be important if you need treatment while skiing.

Your skis, boots, or snowboard are essential to your trip. If your baggage is lost, stolen, delayed, or damaged, AXA's baggage benefits can help cover eligible costs. This might include reimbursement for rented equipment, allowing you to continue skiing while waiting for your gear, or coverage for replacement items if your baggage is lost or delayed. These benefits are designed to minimize disruptions to your time on the mountain in the event of baggage problems.

Yes. AXA's Platinum Protection Plan offers an optional Cancel For Any Reason (CFAR) benefit, available for an additional cost. With CFAR, you can cancel your ski trip for reasons not listed under standard trip cancellation coverage. For example, you may decide snow conditions are poor, or you simply change your mind about traveling. If you qualify, CFAR can reimburse a portion of your prepaid, non-refundable expenses. To be eligible, you must purchase the Platinum plan within the required timeframe after your first trip payment, insure the full trip cost, and meet the plan's terms.