At AXA, couples travel insurance means each of you has your own policy, but you plan your protection together. We provide individual coverage for both travelers, so if plans change or something unexpected happens, neither of you is left without support. Whether you're partners, newlyweds, or travel companions, we help you prepare for cancellations, medical needs, or lost belongings. Our assistance team is here for either of you at any time. When you arrange coverage side by side with us, you can travel with greater confidence knowing we are supporting both of you throughout your journey.

Travel insurance is important for anyone, but especially for couples traveling as a pair. If one partner’s trip is disrupted due to illness, injury, or another covered reason, both travelers are often affected. By arranging coverage together, couples ensure that each traveler has protection in place. This helps with cancellations, medical care abroad, and lost or delayed belongings. It also gives both partners access to 24/7 assistance, so they are supported during emergencies. Planning coverage side by side helps make sure no one is left uncovered while traveling.

If one traveler cancels their trip due to a covered reason, that individual may be reimbursed for prepaid, non-refundable expenses. The other partner can still travel as planned, with their coverage remaining active. This flexibility ensures that couples do not lose protection if only one person needs to cancel. For example, if one partner gets sick before departure, their policy covers their expenses, while the other partner can continue with coverage intact. This structure allows couples to book trips together but still maintain individual protection for cancellations or changes.

Yes. Each traveler’s policy includes coverage for eligible medical treatment and emergency care. If one partner requires hospitalization abroad, their plan provides reimbursement and support. The other partner, even if uninjured, continues to have full protection under their own policy. AXA’s 24/7 assistance team also helps coordinate care, arrange hospital transfers, or organize an evacuation if needed. This ensures that both partners are protected individually but can rely on the same global support system. Couples gain reassurance knowing that each traveler has equal access to coverage in medical emergencies.

Yes. Each traveler’s belongings are covered under their own policy. If one partner’s luggage is lost or delayed, that claim is handled independently from the other traveler’s coverage. This means that if one partner’s bag goes missing, they can be reimbursed for essentials, while the other partner’s policy remains unaffected. Items such as clothing, electronics, or valuables may be included up to policy limits. Having coverage for both ensures that neither traveler is left without support if belongings are stolen, damaged, or delayed, helping couples continue their trip with fewer disruptions.

Yes. Couples travel insurance is often most valuable for international travel, where risks and costs are higher. Many U.S. health insurance plans do not cover care abroad, so having medical and evacuation coverage is essential. AXA’s plans also include trip interruption and cancellation benefits, baggage coverage, and 24/7 global assistance that can be accessed worldwide. Whether traveling to one destination or multiple countries, both partners have their own policy in place. This makes international journeys easier to manage, knowing that coverage extends across borders and both travelers are equally protected.