Single Travel
Insurance

Single trip travel insurance provides coverage for one specific journey, beginning when you leave home and ending when you return. It helps protect against unexpected issues such as cancellations, trip interruptions, medical emergencies, baggage problems, or delays. Unlike annual coverage, which applies to multiple journeys, this plan focuses on a single itinerary. It is a good choice for travelers who take vacations occasionally, plan family visits, or book one-time international getaways and want coverage for the exact trip they are taking.

It is best to purchase single trip travel insurance soon after you make your first non-refundable booking, such as flights, tours, or accommodations. Buying early gives you protection if you need to cancel for a covered reason before departure, such as illness or severe weather. Some benefits are time-sensitive and may not be available if you wait, including options like Cancel For Any Reason. By purchasing shortly after your initial trip payment, you can maximize your coverage and be protected from the earliest stages of your travel planning.

Yes. If you become sick or injured during your trip, AXA covers eligible emergency medical expenses. This can include doctor visits, hospital stays, diagnostic tests, or urgent care when required. For more serious situations, we can arrange and cover emergency medical evacuation to the nearest suitable facility or back home if appropriate. In addition to financial coverage, our assistance team is available 24/7 to help you find trusted local doctors, clinics, or hospitals, and provide language support if needed. This combination of coverage and assistance helps ensure you receive timely and proper care wherever you are traveling.

Baggage issues are a common travel problem, and AXA offers support for both delays and losses. If your bag is delayed, coverage helps you purchase essential items such as clothing or toiletries until your belongings arrive. If your baggage is lost, stolen, or damaged, coverage includes reimbursement for replacement costs of covered items. While some exclusions apply, many travel essentials are included to reduce disruption. Our assistance team can also help with reporting lost baggage and coordinating with airlines, giving you both coverage and guidance throughout the process.

Yes. Travel delays and missed connections can interrupt your itinerary, but AXA provides support in these situations. If your flight is significantly delayed, coverage can reimburse eligible expenses such as meals, lodging, or ground transportation during the wait. If the delay causes you to miss a connection, AXA can cover the cost of rebooking so you can continue toward your destination. These benefits help reduce the financial burden of disruptions and keep your trip moving forward, even when the unexpected happens.

Yes. AXA offers Cancel For Any Reason (CFAR) as an optional upgrade, available with the Platinum Travel Protection Plan. This benefit adds flexibility by allowing you to cancel your trip for reasons outside the standard covered list, such as personal schedule changes, shifting priorities, or simply deciding not to travel. With CFAR, you can recover a portion of your prepaid, non-refundable expenses that would otherwise be lost. To qualify, you must purchase CFAR within a set timeframe after your initial trip payment and insure the full trip cost. While it comes at an additional cost, this upgrade can be valuable for travelers who want maximum flexibility.

Exclusions help define the limits of coverage and ensure clarity about what is and is not included. Common exclusions may include pre-existing conditions unless a waiver is purchased, routine medical care, extreme sports without optional coverage, or cancellations due to known risks at the time of booking. Losses related to illegal activities, intoxication, or travel to restricted destinations are also not covered. AXA provides detailed plan documents that outline all limitations and exclusions, giving you the opportunity to review them before purchase so you can choose the right coverage for your needs.

AXA provides 24/7 worldwide assistance so that you are never on your own during a trip. Our multilingual support team can connect you with local medical providers, help replace lost passports or documents, assist with translation services, and arrange emergency transportation if needed. If you experience a covered event, we guide you through the claims process and provide ongoing support until the issue is resolved. This means you have access to help at any time of day, no matter where in the world your travels take you.