Family Travel
Insurance

Family travel insurance is travel protection designed to address the needs of families who are planning trips together. While each traveler purchases their own individual policy, the coverage is tailored to situations that commonly affect families, such as sudden illness, trip cancellations, or lost baggage.

It ensures that parents, children, and even grandparents can travel with reliable protection, knowing each person has their own plan to cover unexpected events. With AXA, family- focused travel insurance also includes 24/7 assistance services, so every member of the group can get support if an emergency or disruption occurs during the trip.

Yes. AXA’s family travel insurance can provide coverage for children and dependents traveling with you. While most children can be included under the same policy, age limits and eligibility may vary depending on the plan you select. For example, infants and younger children may be covered differently from teenagers. Some plans may also allow grandparents or extended family members to be added under the same policy, making it easier to protect everyone traveling together. Always review the plan details before purchase to confirm the specific age ranges covered.

Coverage for pre-existing medical conditions may be available, but it usually depends on when you purchase your plan. Many AXA plans offer coverage for pre-existing conditions if you buy your policy within a specified period (often 10 to 14 days) after making your initial trip payment and if the traveler is medically able to travel at the time of purchase. This can help ensure that medical expenses related to a pre-existing condition, such as asthma or diabetes, are eligible for coverage while abroad. Since eligibility varies, it is important to carefully review the plan terms.

If a covered reason, such as illness, injury, or another emergency, causes one family member to cancel their part of the trip, trip cancellation benefits may apply to reimburse that traveler’s non-refundable expenses. The rest of the family can continue their travels under the same policy, with their coverage still active. This flexibility helps ensure that the entire investment is not lost if just one traveler is unable to go, while the rest of the group maintains their protection.

Yes. AXA's Explorer Select and Explorer Elite travel protection plans offer Cancel For Any Reason (CFAR) coverage as an optional benefit for an additional cost. With CFAR, you may be reimbursed for a portion of your prepaid, non-refundable trip expenses if you cancel for a reason not otherwise covered by your plan. Availability, eligibility requirements, and reimbursement percentages are outlined in the plan details, so be sure to review them carefully before purchase.

Traveling with children can bring unexpected medical needs, from fevers to minor injuries. With AXA’s 24/7 global assistance services, families have access to a network of trusted doctors, clinics, and hospitals worldwide. If your child becomes sick or injured, the assistance team can provide referrals, arrange care, coordinate with local providers, and even organize emergency medical transportation if needed.

Translation support is also available to help overcome language barriers, ensuring parents understand the care their children are receiving. This service is designed to reduce stress and provide dependable medical access, no matter where you are.

When traveling with children, losing luggage can be particularly difficult, especially if it contains items like baby formula, strollers, or clothing. AXA’s baggage coverage provides reimbursement for lost, stolen, or delayed luggage. This benefit helps families replace essential items quickly so the trip can continue with fewer disruptions. In the case of delayed baggage, coverage may include purchasing necessities such as clothing, toiletries, and baby supplies until the luggage is returned. This added support helps minimize the impact of baggage issues on the entire family.

Yes. AXA’s family travel insurance plans are available for both domestic and international trips, offering flexibility whether you are exploring a nearby city or traveling overseas. International coverage typically includes higher benefit limits for emergency medical expenses, evacuation, and trip interruption. These are important considerations when traveling abroad with children. Plans can be tailored to fit the needs of different destinations, helping families feel secure knowing that protection extends beyond their home country.