While vacationing, are you prepared for the unexpected?

Whether it’s simply a weekend getaway with friends or your annual family vacation, be sure you have planned for the what-ifs. Having a travel insurance plan can help assure you’re ready for the unexpected. No matter how much thought and planning goes into your vacation, there is always the possibility of unforeseen circumstances that may interrupt your getaway such as a trip cancellation, flight delays, or a medical emergency.

A travel insurance policy can assist you in the event the unexpected happens. Such as:

  • Days before you’re set to leave, your child catches chickenpox! If you cancel your trip entirely, will you be reimbursed for any non-refundable pre-payments and/or deposits?
  • While trekking through Thailand, you slip and fall – injuring your ankle. Do you know who can help you find an English-speaking doctor to have your ankle treated?
  • You arrived in Costa Rica, unfortunately, your luggage did not. If it’s simply delayed, who will reimburse you for your immediate necessities until you retrieve the baggage? Or worse, if the luggage was lost, will you be reimbursed for the replacement of your items?
  • An accident has occurred and you need immediate medical care, but adequate medical treatment is unavailable locally. How will you arrange a medical evacuation? Who will cover the cost?
  • You left your prescription medication on the kitchen counter at home and now need to get an emergency prescription filled abroad. Your local doctor can’t give you a new prescription if you are outside of the U.S. Who will assist you in obtaining a new prescription locally?
  • There has been a family emergency back home and you must interrupt your trip to return. Who will provide reimbursement for your unused portion of the trip?

We all hope to have a smooth vacation without even the smallest incident occurring but – sometimes – things happen. Be prepared for the unexpected with an AXA Assistance USA Travel Insurance plan that’s right for you.

Please read the policy carefully. This is only a summary of our program. Please read the policy carefully to fully understand the coverages, terms, conditions, limits and exclusions. Not all plans or coverages are available in every state. This summary does not replace or change any part of your policy. If there is a conflict between this summary and the policy, the policy will control. Please contact AXA Assistance USA if you have any questions. This plan is underwritten by companies of American Modern Insurance Group, including American Modern Home Insurance Company, NAIC #23469 (in California, doing business as American Modern Insurance Company). Travel plans are offered through and administered by AXA Assistance USA, Inc. (in California, doing business as AXA Assistance Administrators, License Number 0H74893).