Colombia Travel Insurance

Travel Insurance for Colombia

 

Nestled between the Caribbean Sea and the Andes Mountains, Colombia attracts globetrotters with its diverse landscapes, vibrant culture, and rich history. From the colorful streets of Cartagena to the lush coffee plantations and the mesmerizing Amazon rainforest, Colombia offers a tapestry of natural wonders and cultural treasures, inviting travelers to immerse themselves in its beauty and warmth.
It can be easy to become mesmerized by Colombia's allure but do not forget some of the most important details of your trip, travel insurance. From assistance and coverage for trip cancellations for any reason to broad coverage for trip delays and unexpected events, understanding travel insurance choices ensures confident exploration of Colombia's diverse landscapes and vibrant culture.
Let's find out all you need to know about travel insurance for Colombia.

 

What should your travel insurance cover for a trip to Colombia?

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage.
AXA Travel Protection plans are designed with these minimum recommended coverages in mind.

  • Medical Coverage – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.  
     
  • Trip Cancellation & Interruptions – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events. 
     
  • Emergency Evacuations and Repatriation – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation. 
     
  • Coverage for Personal Belongings – AXA offers coverage for your belongings with assistance against lost or delayed baggage. 
     
  • Optional Cancel for Any Reason – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Colombia.

 

​​​​​​

How Does Travel Insurance for Colombia Work?

Travel insurance for Colombia functions can cover you against unexpected events that could interrupt your journey. This coverage encompasses trip cancellations, delays, medical emergencies, baggage loss, and additional aspects. In the event of covered incidents like sudden illnesses, trip interruptions, or unforeseen accidents during your Colombian excursion, travel insurance provides, assistance and support. It can reimburse qualifying expenses due to covered incidents, enabling travelers to relish their trip without concerns about unforeseen disruptions.
Here’s how travelers can benefit from an AXA Travel Protection Plan:

 

Medical Benefits: 

  • Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
  • Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
  • Non-Emergency Evacuation & Repatriation: In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

 

Baggage Benefits: 

  • Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
  • Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

 

Pre-Departure Travel Benefits: 

  • Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
  • COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
  • Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

 

Post-Departure Travel Benefits

  • Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
  • Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

 

Additional Optional Travel Benefits 

  • Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
  • Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
  • Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
  • Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

 

Do I Need Travel Insurance for the Colombia?

No, travel insurance is not obligatory for travel to Colombia. Nevertheless, it's strongly recommended that visitors acquire a plan that provides coverage for the duration of their Colombian stay.

 

Why? There are several reasons:

 

  • Medical Emergencies: Travel insurance covers various unexpected medical emergencies during travel, such as illnesses, injuries, or accidents. It offers assistance and coverage for medical expenses, hospital stays, and emergency evacuations, offering crucial support and for unforeseen health crises abroad.

  • Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

  • Missed Connections: Trip interruption during travel can occur due to various unforeseen events, such as natural disasters, airline strikes, or sudden illnesses. Travel insurance can cover the costs for unused pre-paid expenses as well as extra expenses like lodgings and transportation.

 

How Much Does Travel Insurance Cost for Colombia?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans: 

  • Total Trip cost: The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
  • Age: Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Spain will be offered three tiers of insurance: Silver, Gold and Platinum. Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

 

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the Silver Plan,Gold Plan, and Platinum Plan, each offering different levels of coverage to suit individual needs. Given that Argentina hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.
The AXA Platinum Plan can offer you coverage during your Colombian trip. It offers additional benefits like the Rental Car Collision Damage Waiver that offers support for exploring Colombia's scenic landscapes in a rental car. This can help you recover costs in case of collisions or damages to the rental vehicle.

What Types of Medical Coverage Do AXA Travel Protection Plans Offer?

 

AXA covers three types of medical expenses:

Emergency Medical: Can cover medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness. 

Non-Medical Emergency Evacuation and Repatriation: Offers assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home. 

 

Are There Any COVID-19 Restrictions for Travelers to Colombia?

No, Colombia is now welcoming international visitors without imposing COVID-19 restrictions in the country.

 

Traveling with pre-existing Medical Conditions? 

Traveling with preexisting medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.

Our Gold and Platinum Plans offer coverage for preexisting medical conditions. The Platinum plan is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons,

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition, so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation.

 

 

FAQ

 

1.Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2.When should I buy Travel Insurance to Colombia?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.)

AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip.

Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.

3.Do Americans need travel insurance in Colombia?

Travel insurance is not a mandatory requirement for Americans visiting Colombia, but it is highly recommended.

4.What is needed to visit Colombia from the USA?

U.S. citizens without Colombian citizenship must show a valid U.S. passport for entry and exit from Colombia. For tourist or business stays of 90 days or fewer or totaling up to 180 days per calendar year, a Colombian visa isn't required.

5.What happens if a tourist gets sick in Colombia?

If you become sick in Colombia, travelers with AXA Travel protection can contact the AXA Assistance hotline 855-327-1442. Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.  

 

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions. AXA Assistance USA, Inc.© 2023 All Rights Reserved. 

AXA already looks after millions of people around the world

With our travel insurance we can take great care of you too

At your side, everyday