AXA Travel Protection Plans

Travel insurance helps protect you from unexpected problems that can happen before or during a trip. It can cover medical emergencies abroad, trip cancellations, delays, or lost baggage. Some plans also include personal liability, which protects you if you accidentally cause damage or injury. You also have access to worldwide assistance that is available 24 hours a day, 7 days a week. That means wherever you go, there is always someone ready to help, so you can travel with confidence and focus on enjoying your journey. Learn more about Travel Insurance.

Consider your destination, trip length, activities, and any pre-existing medical conditions. International or adventure travel may require higher medical and evacuation limits. AXA offers a range of coverage options so you can choose a plan that truly matches your trip and gives you the right level of confidence while traveling. Compare our plans.

If you are taking one trip, a single trip plan like Explorer Standard, Select, or Elite may be appropriate based on your coverage needs. If you plan to travel multiple times in the year, an annual plan such as Explorer Annual, Annual Plus, or Annual Max may be considered. Annual plans provide coverage across multiple trips, subject to trip duration limits and overall annual benefit caps.

At AXA, we offer travel plans to ensure you are getting the necessary coverage for your trip. The cost of travel insurance varies from carrier to carrier. The price of travel insurance depends on several things, such as your age, the destination, the length of your trip, the coverage you select, and any pre-existing medical conditions. Learn what some of these factors are.

Single trip plans are designed to cover one specific journey, with benefits that apply from your departure through your return. Annual plans, on the other hand, are intended for travelers who take multiple trips within a 12-month period. Instead of purchasing a new plan for each trip, an annual plan provides ongoing coverage for eligible trips taken throughout the year, subject to trip duration limits and plan terms.

Yes, annual plans typically include a maximum number of days allowed per trip. Each individual trip you take during the coverage period must fall within that limit to be eligible for benefits. If a trip exceeds the allowed duration, coverage may not apply beyond that timeframe. It’s important to review the plan details to understand the specific trip length limits before you travel.

No, a single trip plan is designed to cover one specific trip only. If you are planning multiple trips throughout the year, you would need to purchase a separate plan for each trip. Alternatively, you may consider an annual plan, which can provide coverage for multiple eligible trips within a 12-month period, depending on the plan you choose.

Annual plans may not include trip cancellation coverage in the same way single trip plans do. Instead, they often focus on benefits like emergency medical coverage and travel-related support while you are traveling. Some plans may offer limited trip interruption benefits. If trip cancellation coverage is important for your travel plans, a single trip plan may be more suitable, depending on your needs.

Both Explorer Select and Explorer Elite offer the same maximum limit for emergency medical coverage, but they differ in other benefits. Explorer Elite provides higher baggage and personal effects coverage, making it more suitable for higher-value travel. It is often selected for trips where travelers carry expensive belongings or want broader protection, while Explorer Select may suit travelers looking for strong medical coverage with moderate baggage limits.

Among annual options, Explorer Annual Max provides the highest limits, including up to $50,000 in Emergency Accident & Sickness Medical coverage and higher annual limits for trip cancellation and interruption. It may be considered by frequent travelers taking multiple trips throughout the year, especially when trip values or travel frequency are higher compared to those choosing Explorer Annual or Explorer Annual Plus.

Yes, certain AXA plans include coverage for pre-existing medical conditions if eligibility rules are met. This usually requires purchasing your travel insurance within a set period after your initial trip deposit. When eligible, a waiver ensures your medical history does not prevent you from being protected. Learn more.

Cruises are exciting, but they also come with risks that regular health insurance may not cover. Travel insurance for cruises can pay for onboard medical treatment, emergency evacuation to a hospital on land, missed connections, or trip interruptions. It may also cover lost or stolen belongings at sea. If you're new to cruising or want to better understand your options, learn more about our Cruise Travel Insurance.

Yes, AXA provides 24-hour worldwide assistance to support you anywhere you go. Our multilingual team can arrange medical treatment, coordinate emergency evacuations, help replace a lost passport, or make changes to your travel plans. Whether you face a sudden illness, a travel delay, or a lost item, our assistance team is always just a phone call away. Travelers trust AXA because of our strong global network and quick response. With us by your side, you are never left alone to deal with problems during your trip.

Filing a claim with AXA is simple. You can start online, by phone, or by email. Our claims team will guide you step by step so that all required documents are complete. This helps speed up the process and avoids delays. Most claims are reviewed and processed quickly, and you can track your progress online or receive updates directly from our specialists. We understand that claims are usually made during stressful times, which is why our goal is to handle them as smoothly as possible. With AXA, you can count on clear communication and reliable support.