The StandardAP annual travel protection plan includes travel insurance benefits that may apply to multiple trips taken within a 12-month policy period. Instead of purchasing a new plan for each trip, you can rely on one plan that may remain active throughout the year as multi-trip travel insurance, subject to plan terms and conditions.

Each trip must fall within the maximum trip duration allowed under the plan, and all benefits may apply on an aggregate annual basis. This means travel insurance benefit limits do not reset after each trip but are shared across all eligible trips taken during the policy period.

There is no fixed limit on the number of trips you can take during the coverage period. You may travel multiple times within the year, provided each trip does not exceed the maximum trip length of 45 days and meets the plan’s eligibility requirements.

Travel insurance benefits may apply to each trip, but total benefits are subject to annual travel insurance limits.

Yes, the StandardAP may include travel insurance benefits for both domestic and international trips, depending on your destination and eligibility.

This may include travel insurance benefits for common travel disruptions and emergency medical situations that can occur while you are traveling. You should review plan details to understand how benefits apply based on destination and travel conditions.

Travel insurance limits under the StandardAP are applied on a per-year (annual aggregate) basis, consistent with annual travel insurance principles. This means the total available coverage is shared across all trips taken during the policy period.

For example, if you use a portion of your trip cancellation travel insurance benefit for one trip, the remaining balance may be available for subsequent trips within the same year, subject to the overall limit.

If you experience a covered event, such as a medical emergency or trip interruption, you can file a claim by visiting AXA’s claims portal or calling the customer support line. You may be asked to provide supporting documents such as medical records, receipts, or airline reports, depending on the type of claim. Filing promptly with complete documentation can assist in the review of your claim, which will be evaluated based on the terms and conditions of your travel protection plan.

Each individual trip covered under the StandardAP can last up to 45 days. If your trip exceeds this duration, travel insurance benefits may not apply beyond the maximum allowed period.

This may work well if your travel includes shorter trips taken more frequently rather than longer journeys.

Yes, the StandardAP includes travel insurance benefits for emergency medical expenses during trips. This is part of the annual travel protection coverage for travelers taking multiple journeys.

It also may include travel insurance benefits for emergency medical evacuation when medically necessary. The plan’s travel assistance service provider may help arrange transportation to the nearest appropriate medical facility. Benefit limits apply and are subject to plan terms and conditions.

The StandardAP may include travel insurance benefits for trip cancellation and trip interruption for eligible prepaid, non-refundable travel expenses if you need to cancel or cut your trip short for a covered reason.

These benefits are subject to the plan’s terms, conditions, and covered reasons, and the total coverage is limited to the annual maximum benefit amount.

The StandardAP does not include a waiver of the pre-existing conditions exclusion. A 60-day lookback period applies, meaning conditions that existed during that time may not be covered, subject to plan terms and exclusions.

If you have existing health conditions, you should review the plan details carefully before purchasing.

The plan may include travel insurance benefits for a range of common travel disruptions, such as trip delays, missed connections, and baggage-related issues ,including baggage delays, loss, or theft.

Each benefit has specific conditions, waiting periods, and limits that determine when travel insurance benefits may apply. These are outlined in the plan documents and should be reviewed before travel.

You can request a quote for the StandardAP travel protection plan by entering your travel details, such as destination, travel dates, state of residence, and traveler age.

Once you purchase the plan, travel insurance benefits may apply to eligible trips taken within the next 12 months, subject to plan terms and conditions. We encourage you to review all plan documents carefully to understand benefit limits, exclusions, and eligibility requirements before completing your purchase.

Coverage typically begins on the plan’s effective date after purchase. Travel insurance benefits apply to eligible trips taken within the 12-month policy period, subject to plan terms and conditions.