Planning a trip, whether it's for leisure or business, domestic or international, can become a big commitment. It makes sense to get your trip with travel insurance.

Travel insurance offers protection from unforeseen circumstances that can disrupt your plans. And choosing the right plan can save you from out-of-pocket costs and emotional stress.

Here, we’ll dive into the details of five different travel insurance plans offered by
AXA Travel Insurance: Explorer Select, Explorer Standard, Explorer Elite, Explorer OnTrip, and North America Explorer. Each plan is designed to cater to different types of travelers, so whether you’re cruising the Caribbean or backpacking across Europe, you’ll be covered with 24/7 assistance and support.

The Best Travel Insurance for your Trip Type

When planning a trip, there are so many details to go over. From itineraries and identification, destinations and accommodations, the options can be overwhelming. That’s why we’re making it simple to compare travel insurance plans. We’ve broken down our travel insurance plans to match the three major types of travel most people take: Cruises, International Travel and Domestic Travel.

Overview of AXA Travel Insurance Plans

AXA's travel insurance products seek to provide comprehensive coverage including Trip Cancellation, Trip Interruption, Emergency Medical Expenses, Emergency Evacuation, and Baggage Delay. These plans are tailored to offer protection during your trip, with optional benefits available for additional needs such as Cancel for Any Reason (CFAR) and Rental Car Insurance. Additionally, AXA offers 24/7 emergency assistance and support services, helping you handle unexpected events while traveling.

Our travel plans can provide relief when the unexpected happens, such as:

• If an unforeseen event causes you to cancel your trip. Travel insurance can reimburse you for prepaid, non-refundable trip costs in the case of illnesses, injuries, and natural disasters.
• If your luggage gets stolen or lost. Get coverage for the value of your belongings, including the cost for replacing passports.
• If unexpected travel delays leave you stranded, From providing a place to stay to costs associated with rebooking.
  

The Best Travel Insurance Plan for Domestic and Regional Travel: North America Explorer

Staying stateside? The North America Explorer Plan is a great fit for travelers voyaging domestically.
This plan covers the essentials you need for a trip in the U.S., providing coverage without busting your budget.

Key Features:

Trip Cancellation and Interruption: This feature reimburses 100% of your insured trip cost, helping you recover pre-paid, non-refundable expenses if you need to cancel or cut your trip short due to covered reasons.

Emergency Medical Coverage: The North America Explorer Plan includes up to $25,000 for emergency accident and sickness medical expenses. This is sufficient for most domestic travel scenarios where your existing health insurance might be valid.

Baggage & Personal Effects: With the North America Explorer Plan, you’re offered up to $1,000 in coverage, compensating you for lost, stolen, or damaged luggage.

Additional Benefits: Our North America Explorer Plan provides coverage for Trip Delays, Missed Connections, and Emergency Medical Evacuation or Repatriation.
Learn more about our North America Explorer here.

The Best Travel Insurance Plan for Cruises: The Explorer Select

When sailing the seas, go for the Select. On cruises, it’s a good idea to go for a higher level of medical coverage, due to the potential costs of medical treatment onboard and the possibility of medical evacuation. The Explorer Select Plan is designed for travelers who are seeking additional/optional benefits compared to what the North America Explorer offers.

Key Features:

Higher Limit Medical Coverage : The Explorer Select Plan, when compared to the North America Explorer Plan, increases the emergency medical expense coverage to $250,000. It also includes emergency dental treatment and emergency medical transportation.

Pre-Existing Medical Condition Coverage: This coverage is available if travel insurance is purchased within 14 days of making the initial trip deposit.

Increased Baggage Coverage: Should your baggage of personal effects get lost, stolen or damaged, the Explorer Select Plan has you covered for up to $300.

Enhanced Trip Delay and Missed Connection Coverage: This offers higher daily limits. It is beneficial for the unexpected costs associated with delays and missed cruise departures.

Our Travel Insurance Plan for International Travel: The Explorer Standard

Whether you’re taking a weekend trip to Paris, or an extended voyage through several continents, your international travel requires a different level of protection to cover the potential situations that can arise as you travel the globe. The Explorer Standard plan offers the highest level of protection, ideal for international travel, extensive tours, and those seeking maximum peace of mind with the broadest range of coverage.

Key Features:

Extensive Medical Coverage: The Explorer Standard Plan provides up to $100,000 for emergency accident and sickness medical expenses.

Superior Baggage Coverage: Under the Explorer Standard Plan, your coverage limit increases to $1,000 to cover loss or damage to personal effects.

Highest Limits on Delays and Interruptions: This plan offers generous allowances for trip delays and missed connections.

The Best Travel Insurance Plan for Cruises and Family Trips: The Explorer Select

For travelers investing in premium vacations or planning trips later in life, having higher protection limits is essential. Luxury travel and senior trips often involve significant prepaid costs and increased medical considerations. The Explorer Elite Plan is our most popular option, designed for high-end vacations and senior travelers seeking elevated coverage levels.

Key Features:

• Trip Cancellation Coverage: Provides up to 100% of your insured trip cost if you need to cancel your trip for a covered reason.
• Strong Emergency Medical Coverage: Includes up to $250,000 in Emergency Accident & Sickness Medical coverage to help address unexpected medical expenses during your trip.
• Higher Baggage Protection Limits: Offers up to $5,000 for lost, stolen, or damaged baggage and personal effects, ideal for travelers carrying higher-value items.
• Enhanced Trip Interruption Benefits: Covers up to 150% of your insured trip cost if your trip is interrupted for a covered reason, helping reimburse unused prepaid expenses and additional transportation costs.

AXA Travel Protection Plan Options: A Quick Guide

Each of our travel plans offers flexible coverage, designed to meet the needs of nearly any traveler and trip. This ensures that you can focus on enjoying your journey, secure in the knowledge that you're protected against the unexpected.

• Explorer Standard: Opt for this if you are planning international travel or most standard vacations and want essential coverage, including trip cancellation, emergency medical benefits, baggage protection, and trip interruption coverage at an accessible price point.
• Explorer Select: Ideal for cruise vacations or family trips where higher medical limits and increased baggage coverage may be beneficial, especially when traveling with multiple travelers or larger prepaid trip costs.
• Explorer Elite: Best for high-end vacations or senior travelers who prefer higher baggage limits and elevated coverage levels to match premium travel plans and larger trip investments.
• North America Explorer: Choose this for domestic travel, road trips, or trips with pets when you want core trip cancellation, medical, baggage, and interruption benefits tailored to travel within North America.
• Explorer OnTrip: A good option for last-minute or same-day travel when you need post-departure protection, including trip interruption, emergency medical coverage, baggage delay, and search and rescue benefits.

Which Plan Should You Choose?

Choosing the right travel insurance plan depends on several factors such as your destination, the length of your trip, the activities you plan to engage in, and the value of your trip expenses.

While the above information can guide you towards the best plan for your trip, we’re more than happy to lead you through the process. Call us today . We will carefully assess your needs and explain to you the specifics of each plan, so you can make an informed decision that enhances your travel experience.

The insurance benefits in the Silver, Gold and Platinum plans are underwritten by Nationwide Mutual Insurance Company and affiliated companies including Nationwide Life Insurance Company, Columbus, Ohio. Benefits are administered by AXA Assistance USA, Inc. (in California, doing business as AXA Assistance Insurance Services, License Number 0H74893). Non-insurance assistance services are provided by AXA Assistance USA, Inc. and are not underwritten by Nationwide Mutual Insurance Company. AXA Assistance cannot guarantee the availability of assistance services everywhere or under all conditions, as there may be times when circumstances beyond AXA’s control hinder its endeavors to provide services.
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