• AXA offers travel protection plans that may cover scuba diving up to 60 feet for certified divers and 30 feet for uncertified divers.

• Travel insurance coverage may include dive accident treatment, emergency medical evacuation, trip cancellation, and lost diving equipment.

• Travel assistance services like 24/7 multilingual support and the My Trip Companion app can help during emergencies or logistical challenges abroad.

Scuba diving opens up a world of exploration, from coral reefs to deep-sea adventures. Whether you're heading out on a live-aboard voyage or planning a weekend dive trip, having scuba diving travel insurance can enhance your journey.

Whether you're a qualified diver or heading out on your first dive trip, travel insurance for scuba diving may offer coverage for medical emergencies, trip interruptions, and lost gear, helping you stay focused on the dive with confidence.

Why Consider Scuba Diving Travel Insurance

Scuba diving travel opens the door to some of the world’s most stunning underwater destinations. Whether you're joining a live-aboard trip, diving in remote island locations, or traveling with specialized diving equipment, you may face unexpected events that can quickly disrupt your plans. Qualified divers may face health risks such as decompression sickness, while logistical issues like missed connections or lost baggage can complicate a dive trip.

Scuba diving travel insurance may help provide coverage for medical expenses related to dive accidents, including emergency treatment and hyperbaric therapy. If you need emergency medical evacuation from a remote dive site, coverage may help with the associated costs. Plans may also include support for trip cancellation or interruption due to unforeseen events, such as illness or extreme weather. In addition, coverage for delayed or lost baggage, including essential diving equipment, can be especially important when planning your next dive trip.

With access to medical assistance and emergency services worldwide, travel insurance can help support scuba divers wherever their dive travel takes them.

What AXA Travel Protection Plans May Include

AXA offers several travel protection plan options, including Explorer Standard, Explorer Select, Explorer Elite, North America Explorer, and Explorer OnTrip, designed to support a range of travel needs. Each plan provides different benefit levels, allowing scuba divers to choose coverage that aligns with their destination, trip length, and personal preferences.

Travel Insurance Coverage May Include

AXA travel insurance can help support your scuba diving travel plans with benefits designed to assist with a range of medical and travel-related needs. Coverage applies to recreational, non-professional diving within plan-defined depth limits, up to 60 feet for certified divers and 30 feet for uncertified divers.

• Emergency Medical Coverage: If you experience a covered injury while diving, such as decompression sickness, the emergency medical coverage benefit may help pay for eligible medical treatment, including hyperbaric therapy, during your trip. If you are a qualified diver and your dive activity meets the plan’s recreational guidelines, coverage may include medical assistance and treatment related to dive incidents, up to the depth limits stated in the plan.
• Emergency Medical Evacuation: If you're diving in a remote area and require transport to a suitable medical facility, AXA Travel Insurance may include emergency medical evacuation benefits. This may be especially relevant for divers on island escapes or live-aboard trips where local care is limited.
• Trip Cancellation Coverage: If you need to cancel your trip before departure due to a covered reason, such as illness or severe weather, your trip cancellation coverage may help you with reimbursement of prepaid, non-refundable expenses, including diving excursions.
• Trip Interruption Coverage: If your dive trip is unexpectedly cut short for a covered reason, the trip interruption benefit may help reimburse unused travel costs and pay for additional transportation home.
• Baggage Coverage: Plans may include reimbursement for lost or stolen baggage, including essential diving equipment, subject to policy limits. Keeping documentation of gear and receipts is helpful for any claim.
• Missed Connection Coverage: If a covered delay causes you to miss a scheduled departure, like a boat transfer to a dive site, missed connection coverage may help with additional travel costs to reach your destination or rejoin your itinerary.

Travel Assistance Services May Include

AXA’s travel protection plans come with non-insurance services that can support you during emergencies or logistical disruptions while diving abroad. These services are useful for scuba divers traveling to remote areas or managing complex itineraries.

The My Trip Companion (MyTC) app enhances access by putting essential travel tools, support contacts, and real-time alerts at your fingertips throughout your dive trip.

• Emergency Evacuation Arrangements: If you're injured or ill while diving in a remote location, the assistance provider can coordinate emergency medical evacuation to the nearest appropriate facility.
• 24/7 Multilingual Support: No matter where you are, the assistance staff can help with language barriers, medical coordination, or travel changes, day or night.
• Help Locating Nearby Healthcare Providers: Whether you're staying on a remote island or joining a live-aboard trip, support staff can help you find clinics or hospitals that meet your care needs.

Optional Add-Ons for Scuba Divers

Some AXA travel protection plans offer optional add-ons at an additional cost. These can enhance your travel protection plan depending on your travel needs:

• Adventure Sports Coverage: Scuba diving may be covered under adventure sports when performed recreationally and within specific depth limits, up to 60 feet for certified divers, and up to 30 feet for uncertified divers. This may include coverage for dive accident treatment, hyperbaric therapy, and medical assistance if a diving incident occurs.
• Annual Travel Insurance: For frequent scuba divers or those planning multiple dive trips per year, AXA Travel Insurance may provide an annual or multi-trip travel insurance option that offers flexible year-round coverage.
  Coverage for medical emergencies, trip cancellations, and other benefits is available for covered reasons, subject to the policy’s terms, conditions, and exclusions.

Who Can Apply for Scuba Diving Travel Insurance

AXA travel protection plans are available to US residents planning a trip that may include scuba diving, whether it’s a one-time dive trip or part of annual travel insurance. Coverage may be available for qualified divers, including those diving recreationally up to 60 feet, or uncertified divers diving under supervision up to 30 feet, as defined under adventure sports in the plan.

Travelers of all ages can apply, but certain benefits, such as emergency medical coverage, trip cancellation, and medical evacuation, may vary based on age or existing health conditions. If you plan to bring diving equipment, join live-aboard trips, or dive in remote destinations, make sure to review the policy wording to understand the limits and exclusions that may apply.

Whether you're heading out for your next dive trip or combining scuba diving with broader travel plans, AXA travel protection plans offer flexible options to help support your travel insurance needs.

General Things to Know About Scuba Diving and Travel Insurance

If your trip includes scuba diving, there are a few important considerations to keep in mind when reviewing travel insurance:

• Check Depth Limitations: AXA travel protection plans may cover scuba diving as an adventure sport, but depth matters, up to 60 feet for certified divers, and 30 feet for uncertified divers. Dives beyond these limits may not be covered.

• Non-Professional and Recreational Only: Coverage typically applies to non-competitive, non-professional dives. Commercial diving or instructing others usually falls outside of coverage.

• Understand Medical Provisions: Coverage may include treatment for decompression sickness or hyperbaric treatment, but only if scuba diving is not otherwise excluded and you meet the policy’s requirements.

• Keep Receipts of Your Gear: Travel insurance may help with lost or delayed diving equipment under baggage coverage, but keep receipts and documents of your gear.

• Read the Fine Print: Review your policy wording to understand exactly what is and isn’t covered, especially if you’re planning multiple dives or international travel.

FAQs

Q. Does AXA Travel Insurance offer coverage for multiple dive trips in a year?

AXA travel insurance may offer plans that may be suitable for divers taking several trips throughout the year, offering consistent coverage across different destinations.

Q. Is scuba diving covered on domestic trips within the US?

Travel protection plans may apply to both domestic and international travel. Coverage for diving activities will depend on the plan’s terms and your adherence to its recreational diving guidelines.

Q. Is emergency medical evacuation included for remote dive sites?

Plans may include emergency medical evacuation if you become seriously ill or injured while diving in a remote location.

Q. If my dive certification course is canceled, is it covered?

If the course was prepaid and canceled due to a covered reason, reimbursement may be possible. Eligibility depends on the nature of the course and the circumstances of the cancellation.