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Travel Insurance for Greece

 

Greece, birthplace of democracy and the cradle of Western civilization, offers a glimpse of ancient history, breathtaking landscapes, and vibrant modernity. Its iconic whitewashed buildings against azure seas, ancient ruins like the Acropolis, and sun-drenched islands like Santorini beckon travelers worldwide. The warmth of its people, delectable cuisine, and a blend of ancient traditions with a lively contemporary lifestyle create an enchanting and unforgettable Mediterranean experience.
In this guide, will discuss why having reliable travel insurance in hand can be a savvy move.
From coverage against unforeseen trip cancellations to having assistance in case of medical emergencies, travel insurance offers you coverage while visiting Greece's ancient marvels and scenic beauty.

 

What Should Your Travel Insurance Cover for a Trip to Greece?

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage. 
AXA Travel Protection plans are designed with these minimum recommended coverages in mind. 

  • Medical Coverage – The top priority is making sure your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.  
     
  • Trip Cancellation & Interruptions – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events. 
     
  • Emergency Evacuations and Repatriation – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation. 
     
  • Coverage for Personal Belongings – AXA offers coverage for your belongings with assistance against lost or delayed baggage. 
     
  • Optional Cancel for Any Reason – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 

 

In just a few seconds, you can get a free quote and purchase the best travel insurance for Greece.

 

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How Does Travel Insurance Work in the Greece?

Picture this: you are sampling a local delicacy in Santorini and you suddenly start feeling queasy. With travel insurance, your policy can offer you support and assistance for covered incidents like sudden illnesses or injuries, including helping you get medical treatment at the nearest hospital.
Here’s how travelers can benefit from an AXA Travel Protection Plan:

 

Medical Benefits: 

  • Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
  • Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
  • Non-Emergency Evacuation & Repatriation: In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 

 

Pre-Departure Travel Benefits: 

  • Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
  • COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
  • Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 

 

Post-Departure Travel Benefits

  • Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
  • Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.

 

Baggage Benefits: 

  • Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
  • Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 

 

Additional Optional Travel Benefits 

  • Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
  • Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
  • Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
  • Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 

 

Do I Need Travel Insurance for Greece?

Travel insurance is not mandatory for Greece, but it's highly advisable. It offers essential coverage for unforeseen incidents like medical emergencies or trip disruptions, offering assistance away from home.
Why? There are several reasons:

  1. Medical Emergencies: Your health is a top priority. If you face a sudden illness or injury in Greece, travel insurance offers the means to receive prompt and quality medical care.

  2. Lost Baggage: Baggage mishandling by airlines can leave you stranded without essentials. Travel insurance covers the replacement cost of necessary items, helping you proceed with your journey smoothly.

  3. Trip Cancellation Protection: Trip cancellation protection ensures coverage for canceling a pre-booked trip due to unforeseen circumstances. It covers expenses in eligible situations like illness or adverse weather conditions.

 

How Much Does Travel Insurance Cost for Greece?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans: 

  • Total Trip cost: The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
  • Age: Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Greece will be offered three tiers of insurance: Silver, Gold and Platinum. Each provides varying levels of coverage to cater to individual's preferences and travel needs. 

 

Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the Silver PlanGold Plan, and Platinum Plan, each offering different levels of coverage to suit individual needs. Given that Greece hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.
For sports enthusiasts visiting Greece, the Platinum Plan offers added advantages as it offers benefits like sports equipment rental coverage of up to $1000. This benefit offers reimbursement for the cost of renting sports equipment if the gear you've brought becomes lost, stolen, damaged, or delayed during your trip.

 

What types of medical coverage does AXA Travel Protection plans offer?

Emergency Medical: Can cover medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: Can cover your immediate transportation home in the event of an accidental injury or illness.

Non-Medical Emergency Evacuation and Repatriation: Offers assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home.

 

Are There Any COVID-19 Restrictions for Travelers to Greece?

Greece has lifted all COVID-19 entry regulations, allowing unrestricted entry for all travelers. This decision to remove entry rules was announced on April 29th, 2022 by the Greek authorities.

 

Traveling with pre-existing Medical Conditions? 

Traveling with preexisting medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.  
Our Gold and Platinum plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, 

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition, so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation. 

 

 

FAQ

 

1.Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2.When should I buy Travel Insurance to Greece

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.)

AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip.

Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.

3.Do Americans need travel insurance in Greece?

Travel insurance isn't obligatory for Americans in Greece, but it's highly recommended.

4.What is needed to visit Greece from the USA?

If traveling from the USA to Greece, you only require a valid passport. Make sure your passport has a validity for at least six months beyond your arrival date in Greece.

5.What happens if a tourist gets sick in Greece?

If you become sick in Greece, travelers with AXA Travel protection can contact the AXA Assistance hotline 855-327-1442. Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.

 

Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions. AXA Assistance USA, Inc.© 2023 All Rights Reserved. ​​​​​​​

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