Turkey Travel Insurance

Travel Insurance for Turkey


The beautiful country of Turkey found where Europe meets Asia, is an enchanting gateway to ancient monuments and imperial legacies. From old ruins like Ephesus to lively bazaars in Istanbul, it offers both ancient charm and modern excitement. The unique rock formations of Cappadocia and the beautiful Mediterranean shores call travelers to explore and discover Turkey's many treasures.
Beyond that, its lively culture, captivating scenery, and delectable cuisine entice globetrotters from across the globe. If you're set for a brief visit, discovering Turkey's renowned destinations is a must for your itinerary.

When journeying to such a captivating destination, you probably have a whole bucket list ready -- and that should include your travel insurance for Turkey as well. In this guide, we will explore the range of travel insurance options available to you, including, trip cancellation, interruption, or delay, emergency medical, baggage loss or theft, and more, to ensure a Turkey adventure.


  1. What should your Travel insurance cover for a trip to Turkey? 
  2. How does Travel Insurance work for Turkey?
  3. Do I need Travel Insurance for Turkey? 
  4. How much does Travel Insurance cost for Turkey? 
  5. Our Suggested AXA Travel Protection Plan
  6. What types of medical coverage do AXA Travel Protection plans offer?
  7. Are There Any COVID-19 Restrictions for Travelers to Turkey?
  8. Traveling with pre-existing Medical Conditions? 


What should your travel insurance cover for a trip to Turkey?

At a minimum, your travel insurance should cover trip cancellation, trip interruption and emergency medical expenses. When it comes to international travel, the US Department of State outlines key components that should be included in your travel insurance coverage. 
AXA Travel Protection plans are designed with these minimum recommended coverages in mind. 

  • Medical Coverage – The top priority is ensuring your health is in order. With AXA Travel Protection, you can have access to quality healthcare during your trip overseas in the event of unexpected medical emergencies.  
  • Trip Cancellation & Interruptions – Assistance against unexpected trip disruptions can dampen the mood, AXA Travel Protection offers coverage against unforeseen events. 
  • Emergency Evacuations and Repatriation – In situations where transportation is dire, AXA Travel Protection offers provisions for emergency evacuation and repatriation. 
  • Coverage for Personal Belongings – AXA offers coverage for your belongings with assistance against lost or delayed baggage. 
  • Optional Cancel for Any Reason – For added flexibility, AXA offers optional Cancel for Any Reason coverage, allowing you to cancel your trip for non-traditional reasons.  Exclusive to Platinum Plan holders. 


In just a few seconds, you can get a free quote and purchase the best travel insurance for Turkey.



How Does Travel Insurance Work in Turkey?

Ever had a plan that got totally derailed by unexpected curveballs? That's where travel insurance coverage steps in.
Say you've booked your dream trip, but before takeoff, a sudden illness or a family emergency happens. Travel insurance can help assist and support you with non-refundable expenses like flights or hotels that you've already paid for but can no longer use due to these unforeseen events.

You could get a refund for the things you can no longer enjoy.
However, there is more to it than just that! Imagine you're exploring the ancient wonders of Turkey, and suddenly, someone in your group needs serious medical attention. That's where travel insurance goes beyond refunds. It offers services like medical evacuation, and swooping in to transport you or your family member to a better-equipped medical facility or a safer place if needed.

Consider travel insurance as a steadfast companion throughout your Turkish escapade, not just for reimbursements for unexpected hiccups, but also for lending a hand when things take an unexpected turn.

Here’s how travelers can benefit from an AXA Travel Protection Plan:

Medical Benefits: 

  • Emergency Medical Expenses: Should you fall ill or have an accident during your trip, your policy may offer coverage for medical expenses, including hospital stays and doctor's fees. 
  • Emergency Evacuation & Repatriation: In case of a serious medical emergency, your policy may include provisions for evacuation to the nearest appropriate medical facility or repatriation. 
  • Non-Emergency Evacuation & Repatriation: In non-medical crises (e.g., political unrest), your policy may cover evacuation or repatriation, subject to policy terms. 


Pre-Departure Travel Benefits: 

  • Trip Cancellation: You may be eligible for reimbursement if you cancel your trip due to a sudden illness or injury. 
  • COVID-19 Travel Insurance: Coverage is available for trip cancellation and medical expenses related to COVID-19, subject to policy terms and conditions. 
  • Trip Delay: If your flight faces delays due to unforeseen circumstances, you may have coverage for additional expenses such as meals and accommodations. 


Post-Departure Travel Benefits

  • Trip Interruption: In case of an unexpected event, you could be eligible for reimbursement for the unused portion of your trip.
  • Missed Connection: If you miss a connecting flight due to delays or cancellations, this coverage may help with expenses like rebooking fees and accommodations.


Baggage Benefits: 

  • Luggage Delay: If the airline delays your checked baggage, your policy might offer reimbursement for essential items like clothing and toiletries. 
  • Lost or Stolen Luggage: In the unfortunate event of permanent loss or theft of your luggage, your policy may offer reimbursement for its value, assisting you in replacing your belongings. 


Additional Optional Travel Benefits 

  • Rental Car (Collision Damage Waiver): Exclusive to Gold & Platinum plan policy holders, this optional benefit gives travelers extra coverage on their rental car against damage and theft. 
  • Cancel for Any Reason: Exclusive to Platinum plan policy holders; this optional benefit gives travelers more flexibility to cancel their trip for any reason outside of their standard policy. 
  • Loss Skier Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate some costs associated with pre-paid ski tickets that you or your traveling companion cannot use due to specified slope closures. 
  • Loss Golf Days: Exclusive to Platinum plan policy holders, this optional benefit offers reimbursement to mitigate the expenses linked to prepaid golf arrangements that you or your travel companion are unable to utilize due to specified golf closures. 


Do I Need Travel Insurance for Turkey?

If you're not seeking a visa for your Turkey visit, travel insurance isn't a compulsory requirement. You can indeed journey to Turkey without it. Nevertheless, it's highly recommended to get travel insurance whenever you venture abroad, even if it's not obligatory. The coverage it offers can be valuable, providing support and assistance against unforeseen circumstances during your travels.
Why? There are several reasons:

  1. Medical Emergencies: Your health is a top priority. If you face a sudden illness or injury in Turkey, travel insurance offers the means to receive prompt and quality medical care.

  2. Lost Baggage: Airlines sometimes mishandle baggage, and the last thing you want is to be without your essentials in an unfamiliar place. Travel insurance offers to cover the cost of replacing necessary items, allowing you to continue on.

  3. Missed Connection: Missed connection coverage comes in handy when you find yourself stranded due to flight delays or cancellations, helping cover additional expenses for accommodation or transportation if you miss a connecting flight. It's a lifesaver when unforeseen circumstances mess up your flight schedule, keeping you from getting to your destination on time.


How Much Does Travel Insurance Cost for Turkey?

In general, travel insurance costs about 3 – 10% of your total prepaid and non-refundable trip expenses. The cost of travel insurance depends on two factors for AXA Travel Protection plans: 

  • Total Trip cost: The total non-prepaid and non-refundable costs you have already paid for your upcoming trip. This includes prepaid excursions, plane tickets, cruise costs, etc. 
  • Age: Like any other insurance type, the correlation is rooted in increased health risks associated with older individuals. It's important to note that this doesn't make travel insurance unattainable for older individuals. 

With AXA Travel Protection, travelers to Turkey will be offered three tiers of insurance: Silver, Gold and Platinum. Each provide varying levels of coverage to cater to individual's preferences and travel needs.


Our Suggested AXA Travel Protection Plan 

AXA presents travelers with three travel plans – the Silver PlanGold Plan, and Platinum Plan, each offering different levels of coverage to suit individual needs. Given that Turkey hospitals often do not accept U.S. health insurance or Medicare, we genuinely recommend travelers to consider purchasing any of these plans, particularly for the crucial coverage they offer for emergency accident and sickness medical expenses.
The Platinum Plan stands out as the ideal option for enhanced coverage, like the Lost Golf Rounds, during your Turkey adventure. This can be very beneficial since Turkey is known for its world-class golf resorts and can help you get back your prepaid green fees if a scheduled round of golf is missed due to covered reasons like illness or injury during your trip. This can help you not lose out on these planned golfing experiences and make a nice option for a golf lover exploring Turkey.


What types of medical coverage does AXA Travel Protection plans offer?

Axa covers three types of medical expenses:

Emergency Medical: covers medical expenses, hospital stays, and even emergency evacuations, covering the expenses of hefty bills and ensuring access to quality healthcare while away from home.

Emergency Evacuation and Repatriation: covers your immediate transportation home in the event of an accidental injury or illness.

Non-Medical Emergency Evacuation and Repatriation: offer assistance in unexpected situations such as political unrest or natural disasters, ensuring safe and timely relocation to a secure location or repatriation back home.


Are There Any COVID-19 Restrictions for Travelers to Turkey?

No, there are no longer any strict COVID-19 restrictions to enter Turkey—no vaccine proofs, quarantines, or mandatory masks are needed anymore.


Traveling with pre-existing Medical Conditions? 

Traveling with pre-existing medical conditions can complicate your plans, but with AXA Travel Protection, we're here to support you during your trip.
Our Gold and Platinum plans offer coverage for pre-existing medical conditions.  The Platinum plan, in particular, is our highest-offered choice for travelers who want our highest coverage limits and optional add-ons, 

What does this mean for you? If you've got a medical condition that's been hanging around, you can qualify for coverage under our Gold and Platinum plans with a pre-existing medical condition, so long as it’s within 14 days of placing your initial trip deposit and in our 60-day look-back period. We're here to ensure you travel easily, no matter your health situation. 





1.Can you buy travel insurance after booking a flight?

You can buy travel insurance even after your flight is booked.

2.When should I buy Travel Insurance to Turkey?

It's advisable to purchase travel insurance for your trip as soon as you have made your initial trip deposit (prepaid and non-refundable trip costs.)

AXA Travel Protection offers coverage as soon as you purchase your protection plan. We can give coverage against unforeseen events before you leave for your trip.

Additionally, our policies offer coverage for preexisting medical conditions and Cancel for Any Reason if you purchase your protection within 14-days of making your initial trip deposit.

3.Do Americans need travel insurance in Turkey?

You don't have to get travel insurance if you're a US citizen visiting Turkey, but it's highly recommended you do so. Even though it's not mandatory, having travel insurance for Turkey can really save the day if you face any unexpected travel hiccups or health issues.

4. What is needed to visit Turkey from the USA?

U.S. citizens traveling to Turkey for tourism or business purposes for up to 90 days within a 180-day period typically need an e-Visa. This e-visa can be easily obtained online before arrival in Turkey.

5. What happens if a tourist gets sick in Turkey?

If you become sick in Turkey, travelers with AXA Travel protection can contact the AXA Assistance hotline at 855-327-1442. Contact information is typically provided within the insurance documentation. Please ensure to read through your policy details and information.


Disclaimer: It is important to note that Destination articles are for editorial purposes only and are not intended to replace the advice of a qualified professional. Specifics of travel coverage for your destination will depend on the plan selected, the date of purchase, and the state of residency. Customers are advised to carefully review the terms and conditions of their policy. Contact AXA Travel Insurance if you have any questions. AXA Assistance USA, Inc.© 2023 All Rights Reserved. 

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